SOme Honesty?

Is it financialy beneficial to purchase commodities such as gold and platinum and resell when the prices fluctuates where a profit can be made. Even with respect to foreign exchange.
Is the stockmarket gambling for the private individual or is it a real option? Example: They say if you want to make money on the stock market it needs to be long term and it needs to be invested in so called blue chip companies where risk is low and so in turn is the reward. So would it not be better to contain ones money in the money market fund where a guaranteed interest exists and there is no risk involved , with the returns equaling those of the abovementioned low risk long term investments. Youre thoughts pls(Pls also bear in mind that this is with respect to private finances and not of macro-economical scenarios)

Most private investors should not invest in commodities, do daytrading, or invest in the FOREX market. All of these are classified as very high risk. Involving yourself in any of them is very much like gambling--the amount you could earn is high, but the chances that you will lose most or all of your money are much higher. Don't undervalue the time value of money. If you have 10 years or more, your money is better off in a well-diversified mutual fund and can earn about 10-12%, but do your research to find the right one for you. If you don't have 10 years, expect either a much riskier investment or a much smaller return (like a money-market account). Money market accounts usually pay between 1% and 5%, so long-term money really is better off in the stock market. The less time you have, the less your return usually is. Please ignore all promises of making more than 10%--they are scams.