I have 100K that I plan to split between investing in QQQ, forex and half with aid4families. Is this diverse?

I am in my early 40's and looking to grow aggressively and I believe this is a good balance. Aid4families will pay 5K a month plus my trading with forex which I can average 50-100% return each month and QQQ-Nasdaq index, should make my stocks diverse. What do you think?

I think you have unrealistic expectations.

First...get rid of the aid4families garbage. Second: Don't assume that you will make any money in Forex. It's a zero sum game. For everybody making money there's somebody out there losing the exact same amount. You don't know which side of that equation you'll be on.

Third...investing all of your equities in the QQQ isn't diversifying. It's crazy tech heavy, and market cap weighted, so it's almost all large cap.

Where's your fixed income allocation? Where are your international equities? Where is your small cap exposure?

Talk to a financial adviser. A real financial advisor, with some credentials and an actual office that you can go to. Let the adviser work out your plan. This is obviously not your area of expertise.

Hi,

Sure, the diversification always is good.

I noticed that it's very good your forex average.
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wow. aid4famileis looks really cool. 120% apy or 120% annual percentage yield. wow this is such a great investment and all you do is wire in 50k through paypal plus you dont need to know what the company does. plus anyways if they are pulling in 120% or more they should be able to borrow a huge sum of money from the bank. something like this garenteeing 120% is ludicris, since 99.99999% of all companies dont garentee returns.
qqq is a index fund, as for averaging 50-100% return each month, i dont know how you are going to pull that off. well if you can pull 50% to 100% well you should quit your job and go 100% trading. 50k with a 50-100% return monthly- youll have 25k to 50k from your forex investment. hey i see annual returns of the s and p 500 to be around 10% annually over 20 years on average- i dont know how you are going to pull this off. have you gotten yourself an investment book? that to me is a good start because right now you sound like the biggest airhead i know of.

If I were you I would sit tight with that 100K for a bit and recalibrate your expectations.

Let's look at aid4families for a second. If they were truly making so much money why the heck don't they take it and aid more families? I am sure there are much more needy families than your's out there since your family can evidently afford to lose 100K. Be very careful with this one..if it walks like a duck, and smells like a duck.....

Secondly. I have been trading Forex for the past 4 years and I don't know anyone that can honestly prove to me that they have made 50% - 100% per month......let alone anyone crazy enough to claim that they AVERAGE 50% - 100% every month!

The QQQ is your only realistic investment but you are certainly not diversified. QQQ is all high tech, low cap, high risk.

Personally, I have you pegged as a gambler .....not an investor. If I were you I would just take the wad to Las Vegas. at least there you will get free drinks while you throw away your money.......and you may get lucky!

Who told you you could make that kind of money trading Forex? It's a scam, if you could do that then why aren't you doing it full-time?

Aid4families is a scam also, do you really think that they can pay 10% interest every month? Come on, where is that money coming from? It's a Ponzi scheme.

The QQQ is the only real investment you mention and that's not diversified.

You really need to do more research, because the way you are talking you are going to loose your money faster than you typed this question. I have been in the market for a couple of years, do it full time, and tops I have made in a month is 19% return. And that was a great month (last november). Don't believe you could get over a 30% return on anything unless you work your heart out for it.

Very much so. Personally I am a Forex Trader for more than a year now.