CD, high yield savings, or money market for $5K bonus?

I have $5K and need advice:

1. Should I do a CD ladder? Interest rates are really low right now making me wonder...

2. Should I just dump it all into my high yield savings?

3. I'm not familiar with money markets, but the rates are comparable to a high yield savings.

Note: I have enough invested in my retirement and individual accounts.

high-yield savings would be the first thing I would do. Then, when interest rates went up, put the money into a certificate of deposit account

Here are several suggestions. I do not have a financial interest in any of these websites.

Yahoo allows you to search for rates at this site:
http://finance.yahoo.com/rates/query?t=s

Consider the the Vanguard Prime Money Market Fund. If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://personal.vanguard.com/us/FundsBy...

Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run. (Vanguard money markets are not FDIC insured, however.)

Article on teaser rates:
http://www.marketwatch.com/news/story/ba...

Bankrate.com provides links to CD's with high interest rates as well as high interest rate banks.
http://www.bankrate.com/

ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. You can check these at the following links:
http://home.ingdirect.com
http://www.us.hsbc.com

Savings while the market sux.
I'd consider some/all of it in your retirement fund and/or 529/CESA (if you have kids).

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