I applied for an Emerald Card at H&R Block. Scheduled to have my money in 1-2 days...why is it no there?

Scheduled our "anticipated" advance from H&R Block for 1-2 business days. The funds aren't on the card yet. There is a charge on our income tax for applying for the 1-2 days...now we will have to wait 8-15 days? Is this legal?

You probably were denied for your Refund Anticipation Loan when it was sent to the bank. If thats the case it will automatically be diverted to the 8-15 Assisted Refund. The charges from the loan should be dropped when your option changed. At least thats how it works at Jackson Hewitt. I would call H&R Block and question them about the charge.

i question if anything h&r block does is legal, but they should have to reimburse you the amount charged for the loan. i would march in there and demand it

To answer your question, the funds were not put on your card when told they would be for a couple reasons. 1 your return was denied by the IRS due to a problem they may have found. 2 If you owe any type of loan such as bank loan or student loan it will hold your money until the loans are paid in full the loan company will intercept your refund and send back your balance, this happens when you have a loan in default. If you don't receive anything back you need to call IRS to find out what other problems had occurred and you will get back the amounts charged by H&R Block.