Invest in Prosper.com or mutual funds ?

Where will I make more money, over a long period of time...say 10 years, in fairly conservative mutual funds or by investing on www.prosper.com ?

I am retired, have great retirement income, have $ 80,000 in mutual funds now, along with lots of money in CD's, etc. and am considering investing around $ 2,000 in Prosper.com as a "small, beginning investor" in Prosper. I plan to not loan to anyone who is less than a "A" rating on Prosper.

The risks in prosper.com are difficult to assess. You might do well, or you might lose your money.

This should be compared to a diversifed international mutual fund. These have been doing 20 to 30% per year in recent years, with no obvious end in sight.

as long as you stick to high ratings in prosper.com your fine...

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