Franklin Templeton Investments?

I am new to investing and have been advised that the Mutual Discovery Fund, Templeton Growth, Mutual Shares, and Income funds are best for me. Besides them, what else would be better to invest in with less fees and better returns with less or reasonable risk?
What else if I desire no stock market investing?

So far the two above suggestions aren't to good. But that's what you get for asking strangers whose qualifications and motives can't be known.

Franklin Templeton is a better than average Mutual Fund Company. When you buy them there's a sales charge called load &/or additional 12B1 fees. A sales load would be $575.00 on a $10,000 investment.

The sales charge is a resonable fee... if you don't want to take a little time to research "no-load" choices. Some good Mutual Fund Companies include;
T. Rowe Price (good domestic funds).
Manning and Napier (a little expensive, but very good)
Vanguard (least expensive).
Dodge & Cox (great international fund).
Fidelity (mostly good funds, a few are very good)

Check out www.MorningStar.com.

There's a lot of free information. I pay the annual fee of $145.00, it's well worth it.

Real estate and the stock market are the two best places to invest. How old are you? If you are young, you should have more risk and be in stocks. If that is too much for your risk tolerance, then go to mutual funds. Check out sites like marketwatch.com, smartmoney.com, thestreet.com. Watch Fast Money and Jim Cramer on CNBC. That will give you lots of good ideas. Open a Scottrade account.....

Very simple way to invest with low risk and high returns. Look at buying one of the new funds that track indexes and double there return. Look at Ryvyx which tracks the nasdaq or Rytnx which tracks the S&P 500. We provide information on these at our website along with the best way to protect your money by learning exactly when to get out. www.justmanageit.com.

while I do like morningstar I hate LOADED mutual funds. If you are even considering this ETF's are your better choice. Housing is NOT an option at this time. You could have some money tied up in an online savings bank as well.