I want to invest some of my savings. Whats the least risky right now, stocks, ETF's or mutual funds?

INGdirect.com has interest on regular savings at 4.35%, most mutual funds right now don't have more than 5-10% annual return. i would buy pharmaceutical stocks but that's just my opinion. and then it depends on how long you want to invest...

regular savings and /or CDs are the least risky, then mutual funds, and most risky are stocks

Do reserach on mutual funds and money market accounts. Also think about joining an investment club. In an investment club, you'll invest in a portfolio with other people like yourself spreading your risk out. You can get info on money market accounts and mutual funds at www.bankrate.com

- good luck

CD's least risky, then Mutual Funds, then individual Stocks. Foreign stock funds should also be considered. Check Fidelity, Vanguard & T. Rowe Price funds.

CDs have good interest rates now and are the safest. Or, you could look at bonds because the interest rates are high. If the interest rates start going down after you get the bonds, your bond value will go up.

Least risky: Treasury bills, CDs, Money Market
Where to invest in equities: Ultra Large Cap Blue Chips
Want to buy an ETF: try the Ishares S&P 100 symbol OEF

First of all, congratulations on having savings to invest; you're in a very small minority of Americans in that regard.

The first thing you want to do is figure out how much risk you're willing to accept. That will drive your investment decisions. ETFs are nice because you can buy commodities like gold (GLD) or silver (SLV) without going through the hassle of storing the actual metal. ETF's are becoming popular and can be had for almost anything. If you like treasury bonds and don't feel like buying the actual bonds, check out TLT for example.

If you're going to buy stocks, buy stocks that pay dividends. Try to focus on stocks that have P/E ratios of less than 20. You don't want to pay 50 times earnings for a stock that pays no dividend. At that point, even though Wall Street calls you an investor, you're speculating.

Preferably, with the overall economic environment being what it is, I'd strongly suggest getting some of your money invested in foreign non-dollar-denominated assets. The dollar is going to continue to fall; you might as well have some investments taking advantage of that sad fact.

Hope this helps!

Mutual Funds are relatively safe as well educated and experienced professionals play the market and they are less likely to make a bad call due tot heir market research, network and experience.

You should check out http://www.ibooyah.com

There is a lot of good advice, reports and analysis there. Try it.. it is free. Stock Recommendation as well.