I have $20,000 to spare what is the best way to invest it?

My family and I are doing well. The college funds are all set for the boys, we have ZERO debt outside of the mortgage. Our home is a duplex and the tenant is paying the complete mortgage every month, and then some. I made a great investment choice for that piece of property.
So my husband asked me how I would invest the money. He is good with money when it comes to real estate, but I relish real estate, stocks and futures. We are wanting to invest the money for at least ten years. I do not dare play the volatile short term market at this time.
Thank you for your time and advice.

Man, the scam artists are out in droves to answer your question. Freakin' vultures!

Unfortunately, my opinion on what you should invest in might be different from yours. The tendency is to project my own situation on you and say, "this is how you should invest." Unfortunately, this does not bode well for either of us.

You will need to get a basic education on stocks, bonds, and mutual funds before you venture your money into them. Any of the following sources will help:

- Mutual Funds for Dummies, by Eric Tyson
- My free downloadable book at http://www.invest-for-retirement.com
- The Boglehead's Guide to Investing

Look to the following companies if you are contemplating low-cost mutual funds:

- http://www.vanguard.com
- http://www.fidelity.com

You may want to consider the possibility of a fund-of-funds, which is a mutual fund that invests in other underlying funds. You get full diversification with just one fund, making your investing very simple.

a personal loan to DingoBoy

Property. Not a timeshare, but prettymuch anything else

In lots and lots of chocolate.

Yeah.

Make sure you have a big refrigerator.

And hopefully chocolate will get better in price or something.

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well you know the best place to put your money when wanting to invest is rel estate but since you relish that i recomend you let a banker invest it money can grow especialy within ten years good luck!

Two stocks: BRKR and/or CHINA

These two stock symbols are cheap and within the next 3months will each go up at least $5 a piece. Easy way to turn that $20,000 into $30,000.00

You could invest it in SpencerC's future. It would go a long way toward paying off the student loans he amassed while in school getting his degree in Electrical Engineering.

Invest $4,000 into 5 different companies with good growth prospects. Tech, Aerospace/Defense and Agriculture are the current hot markets right now.

You could invest in prosper. It is a people to people lending place. You get a good interest rate return, and you would be helping others out. The link is under my avatar if you would like to click on it.

I suggest you to open a brokerage account at Zecco and buy the ETF IOO (I am a Portfolio Manager)