Should I dollar-cost or lump sum invest in this volatile market?

I have about 25K I'd like to invest in the near future, but I keep hearing we are on the verge of a bear market.

I know which index funds I'd like to put money into, but I am wondering if it would be best to throw it all in at once or spread it out over a period of time, especially given all the gut-wrenching drops these past few months.

Thanks!

I'll be able to tell you better in a few years after we know what the market will do.

I'd suggest dollar cost averaging over 3 years. Then if the market takes a big dive during the 3 years you can put more in than you planned. If it keeps going up crazy like, you can put less in.

There is another strategy of keeping a constant amount in the market. Put say 15,000 in, if the market goes up, take some out. IF the market goes down, put some in. Increase the amount 3/5 of the new money you will add to the market.

Another one that works well which is essentially the same thing is to dedicate say 70% to stocks and 30% to bonds and always keep the balance the same by moving money. I don't suggest bond mutual funds.

It's good that you are investing. Stay with conservative funds.

What you can do is invest 25% and if the market dips below your purchase price, add another 25% and so on.

Personally I would dollar-cost average it. That's just my style though.

invest 25% now and leave the rest in a money market fund which should get you under 5%. Next year another 25% and so on.

i would wait until the stocks making 52 week lows out number the stocks making 52 week highs on all 3 exchanges,then put in as a lump sum.