Who can tell me what they believe are the best mutual fund picks or stock picks for a person's 401k, or IRA ??

My wife and myself are both invested for retirement,
however, if their are people out there that would
like share their mutual fund/ stock picks with
a *PROVEN* track record and history-- please do.
**We are both looking for Long-term agressive and balanced funds.**

Hello,

Aggressive is the eye of the beholder. An aggressive strategy for one person may not be an aggressive strategy for another person. Previous responders have provided you with a couple of good balanced fund names. Balanced funds run the spectrum in terms of investment styles. Many employ value strategies while others employ GARP or growth strategies. If you looking for balanced exposure, you could always buy an equity fund and a fixed income fund

I can provide you with a few no load mutual fund company names such as Vanguard, T. Rowe Price, Fidelity, Royce and Metropolitan West. No one mutual fund company is the best at all investment strategies. T. Rowe Price is very good at domestic equity strategies while Royce specializes in smaller cap value investments. For fixed-income, Vanguard, Metropolitan West, Fidelity and T. Rowe Price are all very good.

Some of the factors that I look when evaluating mutual funds are historical mutual fund performance, expenses, consistency and especially the quality of management. I am very selective when it comes to mutual fund manager and analyst backgrounds and experience. You do not necessarily have to pay any more for a highly qualified mutual fund manager, so why not select mutual fund managers with the best credentials.

I hope this helps.

Michael A. Weiss, CFA
The Editor
The Mutual Fund Investor
http://www.mutualfundinvestor.net

If your looking for a good balance fund take a serious look at the Vanguard Wellington fund. Dodge & Cox balance is also great although it may be closed to new investors.

stick with either the vanguard or fidelity families. both of them have excellent choices to suit all your needs and both have the lowest costs in the business...check them out...vanguard and fidelity

the best mutual fund is kotak and u can also invest in the world gold fund b'cause its a great asset of ur investment.
Actually i want to say that the world gold fund deals in gold mines,silver mines,diamond mines, etc....
do u know that the gold fund had given a return of 2 times in one month so take this out u have not to see back for this.
(MAYANK DHANRAJGEER)