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If you had $5000 to invest toward retirement today, what would you do with it?


You have to invest it - not spend it or donate it to charity.
Any favorite stocks, bonds, mutual funds?

I guess it would depend on your time frame:

1-3 Years: Bonds - Low MER Bond Based Mutual Fund
4-9 Years: Balanced Mutual Fund
10+ Years: Index Funds, mostly to avoid fees.

invest in retirement.....I don't know if I'll make that long though.......

T-bills if you are extremely conservative.
I would divide it up into 4 or 5 no-loan, no-fee mutual funds spanning small, large, global and emerging markets.

put the funds into a 6month/ yearly CD that gives you a higher interest return on your deposit... Stay away from mutual funds, where someone is making money off of you. Even if they say, it doesn't cost you anything ... They get the money from somewhere to pay their wages.

Small Business.

Cemex shares.

Open a Roth Ira

put half in the hennessey cornerstone growth fund and the other half in the hennessey cornerstone value fund and don't look back. For details see the book "what works on Wall street" You'll thank me one day.

You may want to click on http://www.4xmoneytrain.com
This is the best investment opportunity I've seen.

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