If I invest in mutual funds like am now and continue for at least 10 years for growth what's the profit like?

I'm putting in $25 dollars a month in an Roth IRA account which contains mutual funds within the Roth IRA account. What's the outcome of seeing six figures in 10 years from it where the profit compounds for the long term?

Impossible to tell unless you tell what fund/type of fund & even then a guess. There are no gurantees & should not be. You are doing a good job getting the money put away. I hope the fund(s) you have chosen are aggressive....

With $25 a month for 10 years...........not much.

You need to know what the interest rate is. But with only $25 a month, it will be better than nothing, but not very significant. Try to increase your monthly contribution as much as possible.

The most likely outcome but not the only outcome is that after 10 years you will have about $4781. That assumes an annual growth of about 10%. Six figures is virtually beyond the realm of possibility. Five figures also. There is a slim chance you may manage as much as $6100 assuming annual growth at 15%, very unlikely but possible.

Even at a 10-12% rate of return, $300/yr will only return you 5-7K at best in 10 yrs.


4K a year at 12% would get you to just over 80K in 10 yrs.

Good luck.

zero percent chance...even if you did $500/month you wouldn't get to 6 figures in 10 years..............unless near the end of the 10 years a big bull market shows up........