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What would be a good mutual fund to start investing my money. I'm 24 years old, and want to start saving.


I've never invested in stocks or mutual funds before. I've put my money in savings bonds, but understand that inflation will soon catch up with me. What would be a good place to start investing my money?

I own and recommend the following mutual funds without hesitation to anyone, for any situation and length of time. These are the first funds in which I invested, and I've owned them all for 3.5 to 4 years. I have ranked them from highest to lowest 3 year return.

BUFSX
CAAPX
MVALX
DODBX
OAKBX

I advise you to do your own research and comparisons at Morningstar.com.

For people beginning in mutual funds, I recommend Vanguard's STAR Fund. It's about 60% stocks and 40% bonds. It's very diversified, it has a low minimum initial deposit, the expense ratio is low (i.e. you get to keep the money you make), and it has a history of excellent performance.

let joint swiss mutal fund .It give 300% of 15 mounth.
visit www.swisscash.biz/myazr0514102

stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock stock is lower risk then bond, if a company close to bankrupt all bond money gone frist, then stock!!

be carefull buddy dont trust stock

Well you mention inflation and savings bonds. So first thing is to check out I Bonds @ treasurydirect.com . They offer inflation protection, no tax on interest income until you take the money out, you can hold them for 30 years.

HOWEVER at your age I would seriously say that I Bonds are only for you if you are ultra conservative and can't stand looking at your investment if it goes down. You should go with something like the Vanguard Total stock market index fund if you will be putting in small amounts of money on a regular basis. If you are going with a lump sum investment than consider VTI which is basically the same thing but in an ETF.

You might also put a percentage of your money into one of the foreign index funds as well.

check Vanguard.com

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