I want to invest Rs 4000permonth for six year.where ishould invest?how much i will gain after six year?

MOSTLY I WOULD LIKE TO INVEST IN MUTUL FUND

now-a-days all banks r vying with one another to attract customers like u with a fancy interest. also the postal dept. u will be lucky to join HDFC mutual fund that has rich dividends.

better u invest in post office plans...info u will get in nearest p/o
u will get money more than the bank%
and will help u for sure

if u r living in pune ,,,then go for ICICI prudential.

Invest in GOI 8% ,Bonds Savings bonds being sovereign in nature are absolutely safe and an attractive investment option in the current volatile market situation.

There are many ways you could invest this amount. The very first could be share but if you don't want to take that risk then go for mutual fund. But my frnd, the mutaul fund is like a third party which invest your money in shares & give you a small share of their profit. I believe you should buy shares of the reputd company like infosys, ITC, Reliance, Tata Steel etc. These companies are reputed & have always had profit which means a good dividend.

Secondly, you can invest in LIC Policy or any government policy as uyou have assurance that it will give you return. Thr private firms may give you high return but for long term, they are not reliable.

Choice is yours.. think before invest.

Best of Luck

Invest some amount in Mutual funds, Some Amount In Postal RD, Some amount in Insurance schemes like money back policies.
But my exp is do not invest in one place.Invest in different places
Once u got bulk amount better u buy gold,land or any fixed assets
all the best

you said it. equity mutual funds are the safest bet for periods over 3years.in india the sensex has given an average return of 18%from the time the sensex was constituted someime in1980.so on an average aiming for about 12 to 15%would be likely .as of now you can go to www,valueresearchonline.com for more better information on which equity fund to put your money.it is so far as i know the only good site for information on mutual funds.otherwise you can try moneycontrol.com

MUTUAL FUNDS INVESTMENT DEFINITELY OUTPERFORMS OTHER SECTORS VIZ BANK FDs, REAL ESTATE , DIRECT EQUITY INVESTMENTS FOR OBVIOUS RESONS OF EASY LIQUIDITY, BETTER RETURNS, CONVENIENCE ETC.

FURTHER, IF YOU WANT TO INVEST RS.4000/= PER MONTH, THE STOCK MARKET VOLATILITY WORKS IN YOUR FAVOUR i.e. WE GET AVERAGE PRICES .

DURING PAST FIVE YEARS AND MORE, GOOD MF SCHEMES HAVE GIVEN A RETURN OF 30% plus .

BUT ASSUMING THAT IN FUTURE WE MAY NOT GET SIMILAR RETURNS, WE CAN EASILY EXPECT A RETURN OF 20% p.a.

RS. 4000/= INVESTED PER MONTH FOR SIX YEARS WOULD GIVE YOU AN AMOUNT OF RS. 526,834/=(considering an annual return of 20%), RS 453,590/= (@ 15% P.A.) & RS. 611,111/= ( @ 25% p.a)

REGARDING WHICH MUTUAL FUND AND WHICH SCHEME YOU SHOULD INVEST IN, I RECOMMEND FOLLOWING SCHEMES :

1. FIDLEITY INTERNATIONAL OPPORTUNITIES :
It has 65% investment in Indian Equities and 35% in
foreign emerging markets equities. Therefore, portfolio
doesnot depend on Only Indian Stock markets and you
get benefit of Foreign Emerging markets as well.

2. DSP MERRIL LYNCH SMALL & MID CAP FUND :
Small & Mid Cap segment is expected to give higher
returns than all other sectors viz large cap and diversified
funds . And in the Mid Cap segment, similar schemes from
other Mutual Fund Houses have given returns in the range
of 50%plus per annum.DSP ML is one of the best
managed Fund Houses globally.

If you want any other information, you may contact me on my email : shruti.investments@yahoo.co.in