Which mutual funds to invest in now????

Hi,

Can anyone tell me which all are the mutual funds open now and which one's are the good one's to invest in???

I am interested in both long term and short term investments.. and by history we cant predict the future so what could be the best bet.

Tax saving funds are good option.

y

Depends. On whether you are a long time investor or short term investor, the purpose (Tax saving, saving for the future etc.).
Some of the funds that you can take a look are reliance growth fund, Franklin Templeton funds and SBI magnum fund.
I'd suggest equity funds / Debt funds for long term investments, also take a look at infrastructure related or real-estate related funds.

I actually like ETFs, like mutual funds but dont charge fees, sine they actually allow you to invest in entire sectors or indices.

Common wisdom say you should invest in a S&P 500 ETF. Since 90% of mutual funds can't beat the S&P 500.

1/3 of all mutual funds beat the S&P 500. If you don't want to do the research to find out what type of fund consistently beats the S&P 500 (over many various time periods), then just buy an index fund. Vanguard does an excellent job with that.

I prefer to beat the market. There are roughly 50 funds (out of 13,000 total) that I feel comfatable with to out-perform the market. In order to do that the funds will need to have an excellent research team, below average costs, experience, and enough new money coming in so that the fund can invest as they have new ideas.

Some of the best performers for the next 3 years are funds that have been bad funds over the last 5 & 10 years. I don't like those funds. I want a fund that is consistent and will regulalry beat the market.

Also, don't listent to people that recommend no-load funds or ETFs. Over a 5 year period, those will cost you more than load funds where you only have to pay a commision once. If you use a financial advisor to choose your investments, you will typically pay 1.5% every year for the advisor to recommend no-load funds. that'son top of the mutual funds managment fee. Good luck beating the market if you're paying all those fees.

How can no load cost more than load funds in 5 years?
Load funds charge a commission while no-load funds are commission-free. The structure of load funds can be (1) front-end with the commission varying from 3 to 6.25 percent of the investment, or (2) back-end, also known as redemption, with the commission usually at 3 percent of asset value when sold. In addition, pratically all load funds charge annual distribution fees, also referred to as 12b-1 fees, which are used to pay for promotional costs. These costs vary from 0.25 to 0.75 percent of annual asset value. Some no-load funds also charge 12b-1 fees, but no-load funds that do not charge 12b-1 fees are known as 100 percent no-load or true no-load. If you buy a load fund, all you are doing is giving your money to the fund manager for his help. No load is is cheaper over 5 years or 50 years.

Dear Waseem Ahmed,

One of the available mutual funds that you can consider investing in is Swiss Cash. Swiss Cash is a mutual fund manage by asset management company SMF International Limited. Unlike old fashion traditional mutual funds, Swiss Cash is a guaranteed capital and guaranteed returns mutual fund. Investments made into the fund are guaranteed against any capital loss and guaranteed a return of 20 % a month. The guarantee comes from the asset management company SMF International Limited. I have invested US Dollars 20,000.00 in the fund under 2 different accounts. One account i am reinvesting my returns for long term capital gain. The other account i am withdrawing my monthly returns. Every month my investment returns are paid on time and the money is transfered to my bank account in malaysia within 14 banking days. Swiss Cash is a genuine high yield investment fund. Minimum amount to invest in the fund is US Dollars 100. More information on the fund can be obtained from the following website : -

www.swisscash.biz/myari0554501

Regards,
Ariff Shah
Email : ariff.shah@yahoo.com.my
Yahoo Messenger : ariff.shah