Is it more profitable to invest 2-3k at a time or accumulate more before seeking a fund or other investment?

I agree with Koko. A regular investment plan gives you an excellent average cost basis. I do have one consideration. When prices have risen considerably then you may wish to withhold further investments. I will bet those who invested in 1999 -2000 wish they had. In fact reaping a portion of you gains during such times is also a good plan.

break it down in halfs

It is better to invest small amounts regularly over a period of time. This has the effect of averaging out rates of return so you do not buy all your shares at a high (or low) price. It really does not make much sense to wait until you have a large amount and then invest that all at once because it is best to put your money to work as soon as possible.

it depends on the investment people. For those of you that even bother to watch Fox news on Saturdays you will kow that Dagen McDowell has won back to back cashing in challenges and she made a ONE TIME investment in mutual funds (using her REAL Money). Broker fees are another consideration but bottom line is it depends on the investment.

I like to accumulate unless I see something out there that catches my eye but either way does work.

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