What is the best way to invest your money, a house in florida or in a mutual fund with interes t of 8%?

rather depends on where in Florida. If the house is subject to hurricane damage, that would not be a good investment. In fact it may be difficult to get a homeowner's policy anywhere in Florida.

if it is priced right. the real estate is the way to go

There is not enough information to answer your question.

If your house increases 8% each year in value but you have to pay 8% of the cost of the house to the Insurance Company each year you won't make any money.

I suggest you to investigate how much has the houses increased on value in the last decade in the State of Florida.

This number can be tricky because there could be a lot of properties that had increased in value over the years because Disney is buying land.

Make sure you check the numbers for the type of property you are buying (In this case a house)

It would be better if you could research the property prices in your county.

You could buy a $500,000.00 house for $250,000 (Foreclosed or Seized) or you could buy a $250,000.00 house for $500,000.00 (Just like Brad Pitt in "Seven")

Those deals could make you a lot of money of lose you a lot of money.

There is also the interest rates problem.

If you in the future sell your house for $1,000,000 (You paid only $100,000) but by that date the interest rates could be a lot higher than they are now and that means nobody will be able to buy your house even if you sell it at $500,000.00

For example a 10% interest rate would mean $50,000.00 every year just in interests and that would limit the number of families that can actually buy your house.

Unemployment in the area where you are buying the house is also a factor you have to consider.

If there are not enough jobs in Orlando, Florida nobody is going to live there and if novody is going to live there is not going to be any customers coming from other States buying a house. In fact, most families would move out of the State and that would mean there are a lot of empty houses for sale.

I could analyze the numbers in great detail and tell you: YES or NO.

Big Companies hire people like me all the time to decide if they should buy that company or not.

Perhaps you could do the same thing in a smaller scale.

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