What is the best mutual fund to invest in without a lot of fees?

Hi, here is a collection of informative articles about investing. a free online investing tutorial for you.

http://www.investingtutorial.info/

good luck !

wish you make fortune from investing !

Find a good financial advisor. First of all, she has the training and expertise to know how to best work with your income. My financial advisor charges me bumpkus for opening financial accounts... he gets his cut from the fund manager instead. That way, I don't pay squat... 100% of my investment goes to the fund.

Happy investing!

The appropriate answer might depend on the amount you wish to invest. Over 10k consider at least one index fund for about 5k of that amount. They generally have the lowest fees. Here are a couple of examples.

Vanguard VFINX has an annual expense of 0.18% of assets. Not too bad indeed. However, this is not my favorite type of index fund because it is capitalization weighted and although it does hold 500 different stocks the top 10 holdings account for 20% of its value, but the 10 year annual return is nothing to sneeze at. 7.7%

https://flagship.vanguard.com/VGApp/hnw/...

The one I would prefer is an ETF index fund RSP. It is an equal weighted S&P 500 index fund rather than capitalization weighted. What that means is each of the 500 stocks has equal weighting in the investment portfolio. More diversified. Has not been around for 10 years but the 3 year annual return is 15.8% vs 9.6% for VFINX. The one drawback is the expense ratio is 0.40%. A little over twice that of the Vanguard fund. And you have a brokerage commission to buy and sell it. With VFINX there is none.

http://www.etfconnect.com/select/fundpag...

Now let's forget about fees for a moment and talk about annual return and risk which is what you should be asking about also.

There is some risk to investing in only U S companies only which these two only invest in. To have diversity of investments one should have a portion of their assets invested in overseas companies also.

Vanguard has several various flavors to choose from. The choice somewhat depends on the level of risk you might wish to take. One is VGTSX a global ex U S allocation fund. Some Europe, some Asia, and some emerging markets. 10 year annual return 7.62%. Is it a coincedence that the return is almost identical to VFINX? Maybe. But the added diversity does reduce your overall risk. But because this fund includes emerging markets, there is added risk in that respect. The expense ratio is 0.32%.

Now Vanguard has a non-index world stock fund that is a managed fund--VHGEX. It hold stocks from many nations including the U S. Its 10 annual return is 11.4%. Pretty nice. Its expense ratio is 0.72% Not too bad for a managed fund.

Now none of these will be "the best". But over a long period of time 5 to 10 years, they should provide a decent return on your investment. And they all have low to very low fees.

It's funny how some people stray away from the question to make it sound like they really know what they're talking about! All mutual funds have fees, whether it's up front, during the life of your investment, or on the back end. Mutual funds have share classes, A, B, C, etc. and each has a different way of paying your fees. Vanguard boasts about their "no load" fees, but that doesn't mean much because there are always fees (you'll see the term "expense ratio" which is the management fee and administrative costs to run the portfolio). Up front fees can be 5.25% of your investment. It really just depends on how long you are going to hold it, as well as some other things like investment amount, that determine what share class you are in. There is no such thing as a "best" mutual fund. There are over 10,000 of them and there cannot be just 1 good one. I imagine that you must be a beginner, so I would just talk to an advisor at your bank, if they have one, and ask him/her what you should do and what fund he/she thinks would be a good fit for your portfolio. There should be no obligation and free advice is a good start.