Best Mutual Fund to invest in?

what is the best mutual fund to invest in? And may I invest in a ROTH IRA mutual fund and regular mutual fund at the same time? Thanks

Yes you can invest in both at the same time. There is no "best" mutual fund. There are good mutual funds and not so good mutual funds. Some mutual funds will have outstanding performance for a couple of years and then they will have a couple of years of absolutely dreadful performances. Growth funds fall into that category. For the last 6 years they have a negative annual return. Whereas for the last 6 years emerging markets funds are scoring 30+% annual returns. The pendelum could swing any time.

The best approach is to invest in a collection of mutual funds with different investment strategies. A growth fund, a value fund, a small cap fund, a emerging markets fund, and so forth. That way you have a real good probability of getting a decent overall return year after year.

There's no such thing as a Roth IRA mutual fund.

When you sign up with a broker tell them you want to designate a trade as a Roth IRA. They will give you a form to fill out and just like that you've got a Roth IRA. What ever you invest in--stocks, bonds, mutual funds, or some kind of mixture those assets the value of the combined assets is the value of your Roth IRA.

If down the line you want to exit a position and buy a different asset you can work with your broker to make an institutional trade--one where you never realize any monetary benefit from the trade. You basically swap assets if you feel your current assets are headed down. Are course you should be continually investing in something, always adding to your investment base.

You can have a Roth IRA and a normal IRA as well as any other retirement plan or brokerage account.

Look into index funds, they typicaly do the best. Vanguard and fidelity have wonderfull funds in that reguard. Also look into american funds, most of the the funds that American Funds have in the market return around 10% or better. Oh and yes you can have more than one IRA. You can only have one Roth IRA but you can have several Traditional IRA's. Good luck!

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Merry Xmas , Happy NewYear !!!

Dear Jason K,

One of the best mutual funds that i know to invest in is Swiss Cash. Swiss Cash is a mutual fund product of asset management company SMF International Limited. Unlike traditional mutual funds, swiss cash is a guaranteed capital and guaranteed returns investment fund. Investors are guaranteed against any loss and guaranteed returns of 20 % on their investment. I have invested US Dollars 10,000 in the fund for the past 1 year. Every month my returns are paid on time. My stratergy in the fund is re-investment of the monthly returns. At the end of 27 months, my money in the fund and the money that i re-invest from the monthly returns would grow to over US Dollars 1 million. More information on the fund can be obtained from the following websites : -

www.swisscash.biz/myari0554501

Regards,
Ariff Shah
Email : ariff.shah@yahoo.com.my
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