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Where would you put your money if you wanted to invest for retirement?


I save about 10% of my salary and have a decent sum now. What kinds of investment options are there if I plan to retire in 10 years?

You forgot a critical part of the equation, which is how many years does your retirement income have to last? Most stats will tell you not to draw on more than 6% of your assets to have it last for 30 years, which means if you have $1,000,000 now, you can take out 60k a year - but I'm guessing that you have less than that.

10 years is a medium horizon, so I would put 30% into more aggressive mutual funds, 50% in blue chips, and 20% in fixed income - so that you have some money if the bottom falls out -

There is no limitation on the types of investment incomes - if you structure it right, you can actually fund a new business with your 401k money - mutual funds, stocks, bonds, REIT's, ETF's (kinda new though), or safer like CD's and savings bonds (which I recommend against because of your time frame).

real estate

10 years is a very short time horizon.....it depends how much risk you want to take. More risk, invest in stocks, foreign stocks such as europe or asia. The best way is a mutual fund. You could double or triple you money in 10 years, but you could also lose that much with the short timeframe.

Less risk, you are not going to get very much return, like a money market, will be about 5% on your money.

Rule #1 in investing is to only invest what you can afford to lose.

any kind of short term investment with a high yield will also be high risk.

I took my investment money to a company called Edward Jones inc. they are based in georgia , they have invested my money well .

This depends on how much have you saved? What is your goal as in monthly income or lump sum? What is your risk threshold? How much are you trying to make in that time frame as ten years is really not that long. The reason I say this the safer an investment like a Money Market account or a CD at your bank the lower average return the more risk such as Forex, Land Trusts, Stock Market have a much Higher return. I personally invest in the forex market with other investors. We normally see an average of 5.3% return per month which is a nice sum. Most take the profits made for a monthly income now and some roll the profit for later use. If you would like more information write to me at billone44@yahoo.com

In your safebox. Its kept. Needa code to open. In bank and very safe.

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About 1 yr ago I invested in a company called aid4families.com Before investing, I searched the company to be sure of its legitimacy. I was never able to find anything negative about them ( not even as much as a customer complaint) so I gave it a try.
They offer a high yield savings account that pays 120% APY. It's the best investment I have ever made and recommend that you check it out. Take the time to read the site and you will see that this type of profit sharing is possible, just not common.

Hi..my name is Elly. I'm one of the Financial Consultant. I can guide you on this. Kindly email me at money_zone07@yahoo.com for further info, tq!

Guaranteed Investment Certificates or Term Deposits. GICs and Term Deposits have lower returns but are insured so at least your money will stay where you put it.

Stock Market.

Some kind of investment i believe. With Best Regard.

Invest in the property market.

If you can learn about foreclosures this can be very rewarding. You could build up a nice net worth and have some great income to fall back on in the future.

In a Roth IRA

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