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What will give me a great return if i invest my money?


What will give me a great return if i invest my money?

Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planni...
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetalloca...
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin...
http://finance.yahoo.com/funds/basics

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://personal.vanguard.com/VGApp/hnw/...
https://ais2.tiaa-cref.org/cgi-bin/WebOb...
http://www.ifa.com/SurveyNET/index.aspx

Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)


529 plans: http://www.savingforcollege.com

realestate

kauto star and denman in reverse forecast for the cheltenham gold cup in march

depends on how much risk u want to take...

well it really depends on the risk. if u didnt have a risk ur rich ******.

Over the next 12 months, as the dollar loses value, you will find a strong up trend in gold and silver. Try GLD and SSRI.

The other strong trend will be in natural resource and agriculture stocks. Try DBE, COW, DJP, RJA/

Stay away from real estate for the next two years, at least.

Learn more at http://www.creatingwealthclub.com

I have started peer-2-peer lending recently at Prosper.com ( http://www.prosper.com/join/DasCoon ). It allows you to basically operate as a lender to many different people. If you split you investment across multiple loans. A practice that is heavily encouraged, you defend against potential and inevitable defaults. It is relatively easy to earn around 9% returns. All loans are three year installment loans.

I personally use this method to create what is effectively a CD ladder. The loans are effectively slightly more risky bonds or CDs. The 9%+ returns are alot higher than either of those as well.

Depends on your risk level.
The higher the risk will equal the higher return.
Today you could invest in CD with your bank,with little or no risk,but a very small return or the Stock Market,where you can find stock with small risk and a little higher return,or stocks that are a little risky,but up goes your return and so on.
I know of several Companies that are offering a huge return on a short or long term investment,but what ever anyone may say about these concerns,there is always a risk of sorts.
I would be happy to email you a list of these Companies,but you should take care,when wishing for a "great return".
Good luck.

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