Are you able to Save and Invest enough Money for your Future without Sacrificing too much of your Lifestyle?

Apparently if you wish to sustain your standard of living into retirement you should be putting approx. 20%-30% of your monthly income into a pension scheme. Now I can do this but would have to give up on a few things like rent, council tax, affording the commute to work.....

well, i'm a reasonably good saver. Could improve though

no i'm a student
i have a big fat loan to pay off and no investments. except 拢5 of premium bonds my nan bought for me when I was 10

however i do own a house so ner ner ner I'm not going to be homeless even if i am skint. I'll rent the spare room out to a hobo so i can afford to eat

yes thanks very much

I have a 401 K here at work, and am putting $50 towards it a month, and my company matches what I put in. So far I have a good chunk put aside and i've only been at my company a little over a year. =)

I suspect your answer is betrayed by your choice of words.

I don't consider it a sacrifice; I consider it an investment in my future. After all, I'm the one who will end up paying the price, ultimately, if I don't choose to make that investment.

And since I don't believe that social security will even exist for the likes of me (regardless of the amount of money I've poured into it over the years and will continue to toss away down that huge black hole the government mandates), I find it quite easy to motivate myself in that direction.

The bigger question (and one that really has no answer) is: how much is enough?

In order to save money what I did is that I created a budget, and I am able to save about 1,000 dollars every month and the truth is that i dont even have to limitate myself to buy thinks that i want or i need.....
you should try it

Yes, because my lifestyle is not generated by anything on television, but by myself.