I am very confused where to invest my money please help me out and i do nt belive in taking risks at all?

CD is well known to be the safest investing instrument, but it's safe only if US dollar (or whatever your currency is) doesn't crash. However, given the current trend in US dollar, I am not too optimistic about that.

All other investment vehicles have varying degree of risk. If you have never invested before, I don't recommend any but suggest that you should spend at least a year to learn about investing before actually doing it. You can begin by reading books and articles from the www.richdad.com and www.investopedia.com.

Another thing I would like you to understand - If you don't accept any risk, why should you be awarded with any gain? The real idea about investing isn't to avoid risk, but to take limited, calculated risk for potential gain that's (very) likely to be at least a few times more than what you risk. To do that, educating yourself is of primary importance. If you can't accept any risk, or want not to spend time on learning how to, you should not invest.

then put it in C.D account where it will be Little higher and it will be safe then any other source

devise ur portfolios in different instruments even with very secured govt.investments,banks term fd.

Diversify, Diversify, Diversify

No Risk = No Return,
Low Risk = Low Return
High Risk = High Return.

Try this one. I tried and making good money now.

You need to determine your risk factor first and foremost. Risk is life and there is always an amount of risk involved. Your pronounced comfort level shows that you are looking to avoid all unnecessary risk. You need security in your investments. I look at security as the back up plan, it is what happens when your money disappears. The opinion of the people that surround me is that there is very little security available in the world today. However there are a couple of items that economy and value are based upon and you could look at these as the World's security. These items are Precious Metals and Real Estate. Secure yourself, remove risk and enjoy life.

Well there is no such thing as a risk free investment. Well not really there are a few. Here are some examples of risk free investment. U.S. Bonds are backed by the full integrity of the U.S. Gov't they are the safest investment in the world hands down (thats why china is buying so many of them, and some other reasons but thats another question). Also, money market accounts, and cd's are pretty much like savings accounts they are insured by the FDIC so you can't lose money but if they have a variable interest rate then your return can fluctuate.
Now on to the slightly risky investment that will give you a better return and won't put you at too much risk in the long run. Bonds, specifically corporate bonds, bonds from big fortune five hundred companies are almost never defaulted on and can provide decent return.
However, municipal bonds are triple tax free which is nice but they have a very low coupon.
The only "free lunch" in the financial markets is with diversification. Spread your money throughout all the financial markets: Bonds, Stocks, Cash, Currencies, Mutual Funds, Commodities if you have a good mix of all of these then you can hedge against risk.
Now I am going to give you the best opporunity on earth for risk free investment with great return. Its called convertible bond arbitrage. Now its not a very easy thing to do it requires speed, guts, and intelligence.
When a company issues a convertible bond you buy as much as you can. Then you figure out how many shares of common stock that would convert into. Once you have figured this out you short that number of common stock. Now you are getting the coupon from your bond and also you just got cash up front for your short sale. Now since many big finance companies are doing this as well the stock will plummet. After a week or so cover your short and you will still get your coupon. But say the stock goes up, well the bond will convert and since you own the same number of shares short as you do long you are perfectly hedged.
Good Luck and do your homework
GCJ