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Whats the best way to invest your money?


Whats the best way to invest your money?

That's like asking "what's the best car?" Every person is different - some will want speed, some want looks, others reliability, others gas mileage, etc. The same goes for investments - some want low risk/low return, others high risk/high return (generally the "safer" the investment, the lower the potential returns).

There will be many people on here that try to sell you their services, but as long as you're investing for the LONG term (5+ years), mutual funds are usually a great way to start. If you're new to investing, then start with index funds - these are funds that invest in a fixed portfolio of stocks (or bonds, etc.) and are generally less volatile than their actively-managed counterparts. The most common index funds invest in the S&P 500, which is pretty much the 500 largest companies in the U.S. (Coca Cola, Disney, Microsoft, GE, etc.).

Good mutual fund companies to contact would be Vanguard, T. Rowe Price, and Fidelity. All have excellent customer service reps that can also help you decide which investments may be best for you. Contact these companies directly (if you go through a broker or investment advisor, you will have to pay sales commissions).

Know that any mutual fund investment involves risk - even an index fund will rise and fall in the short term. This is why you should only do it if you have 5+ years to ride out any storms. In the LONG run, stocks (and mutual funds that invest in stocks) have demonstrated the best returns.

I hope that helps. Good luck!

Carefully. Index funds, stocks, bonds, etc in a diversified portfolio.

It really depens on you and the chances you want to take. I invest in pink sheet companies . Small investments with the biggest possible returns. It's like betting on horses . You just pick a strong company that looks like its got potential. I've been looking at HVLN.PK and they have strong potential to explode.

It depends on your goals and time horizon.

In general, the best investments are a college education, a home, and a loving family. For retirement, your best investments are low-cost index funds.

In a way that maximizes your return allowing the maximum amount of risk you are willing to take.

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