28 years old looking for better ways to invest my money?

I'm 28 years old and have my savings tied up in a high interest online account and a little in a Fidelity IRA, What are some better ways I can make my money work for me?

Go more into the stocks, and in current technology type fields, as your young and can afford risk, but that is if this all is intendend to be for long term investment, if portions are for shorter terms that portion would be in lower risk type stock/investments.
The IRA is it a Traditional: then only add to it the amount for long-term/retirement, and do so directly or with current year dollars, and only to the extent that you can use on your current year taxes.
If it a Roth then it is with the dollars that you have already payed taxes on.
With either type you can use up to 10K, toward buying a home; just remember to never personally have the money given to you as then penalties come into play.

Remember also: The long term investments in risk sectors can be changed as sectors change/ new technologies change it aint like you have to buy share A and hold it for twenty years plus, while this could end up happening if you hit the next homedepot / walmart / microsoft, more likely you'll go into like sector funds so someone else is getting payed to decide what buy and sell; Though if you have the time to research on a regular basis you can do it yourself, and yes it will mean alot of time!!!

Depends if you're looking for a short-term return or a long-term return.
Short-term returns would be to invest in small-cap stocks or ETF's that track a 'hot' sector right now.
Long-term returns would be investing in 'value' ETF's or Index Funds.
Start doing some stock research and invest in the market. Now is a great time to get some good deals on GREAT companies.

I invested my money in houses and lots. Whore houses and lots of boose!

Hello!
Investing overseas would be your best choice.

If you don't know any successful business to invest in then the best and safest investment is putting your money into a high-yield account overseas at 12% per annum compounded annually. Invested at 12 percent, money doubles in 6 years.


Best of luck!

Hi!
The better way you can make your money work for you would be to invest in Europe. You will get the highest annual percentage rate from a CD abroad (5-10%).

Alternatively try to invest in someones business. You may receive 15 to 20% guaranteed interest per year. You will not get such high guaranteed returns on stocks, mutual funds, bonds or CD's.
I run my own business and my net profit is over 5% a month.
I have 10 years of investing experience.

Email me at investment4us@hotmail.com and I'll give you a valuable advice if you are serious about investing. Please don't forget to mention your question and screenname on Yahoo Answers.

Best of luck!

Smart Investor

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