What is the best way to invest my money for the future?

I am 25 with about $3,000 to invest. What do I invest in to get the best return?

If you have earned income, invest your $3000 in a Roth IRA, in a global mutual fund. Check out American Fund's Capital World Growth and Income.
Why a Roth? Principal is always available for withdraw. Earnings grow Tax Free.

It depends on your level of risk....GICs offer about 5%, and are pretty much gaurenteed. Mutual funds offer better returns, a bit more risk, then you move up to stocks, options, etc.

At 25 you can afford to go for higher-risk stocks, but if you are looking to bank the money for long term retirement, you should look into diverse mutual funds, or perhaps your 401K if your employer has a contribution-matching plan.

I would put it in an orange savings account. Go to www.ingdirect.com. Some banks require you to have 10 or 15 grand to open a high yield savings account. I would read the fine print if you're looking into another savings program from another company. Some of them have introductory percentages which isn't what you want. I would look into finding a foreclosure home, but you probably would want to save a bit more, before you invest. Good luck with your money!

it is the fixed deposit in the banks. it has the best returns without any loss

I would stay in a money market fund with 3K and concentrate on learning as much as possible about investing before placing funds in the stock market or elsewhere. Your library probably has some excellent books which can give you a good start. You can never learn too much and please don't trust someone else to make investment decisions for you. Books by William O'Neil, Peter Lynch, Justin Mamis and many others are a great place to begin. Good luck and congrats for saving what you have already. You are heading in the right direction.

It depends on your level of risk. There are many ops available to you . For the greatest return I invest in the forex markets as the leverage is 1 to 100 . As in any investment there is risk how much risk depends on what can you tolerate for a gain or loss. The many types of funds are fairly safe the currency markets if traded with a certain goal in mind can be fairly safe , and retirement accounts like the 401 are fairly safe. Stock market trading on your own I would not advise until you learn more about it. Open an account with a broker for stocks. Then ask questions and pay attention to what stocks he/she invested in ask why and try to develop your own plan . Bad thing about brokers is they charge fees to trade for you that is one reason I only trade in forex market as I do not pay any fees and average a return of 5.3% per month which is a nice return. If I can be of further help email me billone44@yahoo.com

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Unless you've got a crystal ball, there's no way to know in advance what the best return will be. But generally speaking, the more volatility you're willing to accept, the larger your average returns will be.

A pretty safe bet is put your money in an index fund or ETF and not touch it for decades. Barring some catastrophic decline for America, you'll come out nicely ahead.

If you wanted to take on more volatility for potentially higher returns, you could invest in a leveraged index fund.

If you're a more active investor, then take a portion of your money and buy individual stocks. This, however, is not recommended if you don't really know what you're doing.

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