What is the safest and best way to invest money for your child's future?

Over ANY twenty-year period, the stock market has provided investors with a better return on their money than nearly any other investment vehicle. I don't know that I'd recommend investing in individual stocks unless there's a company that you know very well and believe they're doing well.

I would recommend a stock-based mutual fund...if your child is young, then a really agressive fund.

Select a "no-load" mutual fund, which means there's no fee to buy or sell shares in the fund. My favorite fund families are American Century and Vanguard.

Good luck!

I would do a trust fund. It is in the best interest of your child to have the money when they get old enough. With the trust fund, they can not touch it until they are 18. At least by then they will be in college and maybe a little more responsible.

One thing you could do is to invest in mutual funds and put money away each month to continue to grow it. Also, at such a young age, you can afford to be more aggressive because you will be able to stay in the market longer. On other side note, you wont earn much in it but your could buy a whole life insurance policy and let the cash value build there as well. It will also protect you if anything happens to your child.

conservative real estate ( a house in a good neighborhood) will outperform the stock market over the long haul. Extremely safe - the American dream realized

Put it in a mutual fund.
(Then teach the child about saving, budgeting and investing.)

Examples: -when they are old enough take him or her to the bank and open a child's savings account - show them how to put in a certain amount of their allowance(5 or 10 percent) and have a set goal - they get to buy a certain toy or whatever... - continue this until it becomes natural for them to save a portion of their money - (you do this also) it really helps