Poll....where is the best place to invest money?

It really depends on you, your age, your available disposable money, and your goals. I have to say though, a safe, dependable and trustworthy investment now-days is a reputable bank offering 4-5% in a savings account! :)

A mutual fund with a reputable company is worth considering, BUT, keep in mind a mutual fund is made up of lots of stocks, and so tends to "follow" the market in general. You have to think about how diluted a mutual fund can become with so many stocks.

The odds of any one stock really helping or hurting any given fund is lessened by the fact that there a lot of stocks in the "pool". At any given time, one may do very well, one may do very poor, and others mediocre, so it all averages out to what the market is doing anyway.

That being said, considering investing in a few stocks on your own may be the way to go if you are young, and can dedicate a few hundred dollars a month without discomfort.

If you research a few companies that YOU like, and find that they have good balance sheets, are stable, have been in business for a long time, have potential, and have services and/or products that are very much in need, and are something needed in the future, you could do very well.

I would also NOT buy all tech stocks, or all utilities, or all "blue chips", but rather at least 2 or three of each to create your own balanced portfolio.

If you buy a little gold stock, a utility or two, a blue chip or two, and maybe 2-3 tech stocks, you should be fairly balanced, and when the tech stocks are doing poor, the utility income will hedge your losses, as well as a decent dividend paying blue chip.

It's all a crap shoot, and you MUST do the research first. You must buy stocks that YOU like and are comfortable with, the worst thing you can do is buy what someone else suggests or recommends without checking the company out for yourself!

Again, if you are young, I would go with 20-40% risky stocks, maybe even a little more. If you are already past 30 something, I would go with 20-30% risky stocks, and over 40 should not exceed 10-20% risky stocks, this is MY opinion! :)

Good luck, and have fun! :)

Investing in mutual fund is really good idea..You can really get a good income on investing in mutual fund..It's as safe as saving your money in your bank.. Just take a look at the below link to learn more tips regarding mutual fund....

my bank account

It all depends on how soon you want the money. Short term low risk- bonds, CDs, money market accounts. Long term, high risk, higher reward- stocks. Best overall- IRA, 401 (k), or other retirement account.

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