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What is the best way to invest money for a period of 15 to 20 years?


I have an initial sum of about 10,000.

15 to 20 years is a long time and no one knows what the future might hold so one needs to take that into account when investing for that period of time. 10,000 is sufficient so that you can divide it into 3 or 4 equal amounts and invest each of those amounts into a different asset class to give you the best chance of obtaining satisfactory results over that period. Mutual funds and index funds offer the diversity of invesments that will minimize the risks. Maybe invest one part in a capital appreciation fund, one part in a foreign stocks fund, one part in a large cap index fund, and one part in a Chinese fund (going where the expected growth rate is the highest).

You can invest it and forget about it, but it would be much wiser to review the return about every 3 to 5 years of each and if over that period of time the return is significantly below an average annual return of 8%, then change the way in which that portion is invested.

I would go w/mutal funds, if you want something more conservative and safer I would go IRA or ROTH IRA. do you want it to grow or grow aggressively; depends on you which vehicle you want to choose.

a 401K plan or EE savings bonds or even an IRA

Get a little mix of mutual funds.... log on to Fidelity, E-trade, Vanguard...... strategies and investment objectives are explained there...
Diversify...get a little global...you'll be doubling maybe every five years ? Less if you get aggressive ( and/or lucky)

I would invest some of that money in Chesapeake CHK - they are a very well run natural gas company. You might also want to see what the best investors are buying at http://www.top10traders.com

Hi..

If you have more money than 10K choose property.

Buy 3 of the best mutual funds you can buy. Every 3 years or so sell the worst performing one and replace it w/ a new fund.

Here's a page for finding a good good mutual fund to invest in:
http://www.best-stock-trading-systems.co...

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