What is the safest way to invest money at 5-6% per year?

I would invest in T-Bills also known as Treasury bills. It is backed by the U.S. government and it will return ~2-3% above inflation. So, it will gives you ~5-6%.

You can also invest in a good bond funds such as PIMCO Total Return.

look at u.s. treasury i bonds on the web, best bet

Short term a CD if you can get 5-6%.

Long term: Treasury Bonds.

T.C.

GNMA Securities

A CD might have have worked 1month ago. However after the fed reserve cut the rate 125 base points within 8 days, the CD rates have dropped. For example, Bank of America, best offer is 3.85% APY.
http://www.bankofamerica.com/deposits/ch...
Mutual funds are my only suggestion.

for the next few years i would buy gold .Till somthing new comes out to set the market ablaze! this is only my opinion no matter how correct it is !!

If you are talking long-term, I would look at a DRIP Plan.

If you are talking short term, probably CD's.

Put your savings into a high interest account @12% APY as I did.
This is the safest way to invest your money.
Contact me for more details (check my profile).

Good luck!

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