I want invest money in to something. i have bout $3000 what should i do with it?

I agree with the mutual fund advice wholeheartedly. However, the advice to reseach on the web is probably not the best advice.

Go to the bank and buy the fund they recommmend even if it has a load. THEN . . . Stop the bank by once an month with new money to invest (even as little as $20) and talk with the same guy who sold the fund to you and ask him how it's doing . Make him earn his money by motivating you to continue investing, educating you, and building your confidence . . . you'll get a lot out of that $60 (2% x $3000) that you paid him.

WOW! Produce my album :)

buy a stump grinder people are always having trees removed in thier yards. some one has to grind the stump down .charge by the inch in gerth and depth.good money>

pay off my credit card bills :D

For that amount, a Mutual Fund makes sense. Also, for that amount, getting a fund at a bank makes sense. A Financial Planner elsewhere won't care about you unless you have somewhat more.
The rep at the bank should be able to ask you some questions and determine what level of risk is appropriate for you.

I agree with the answer to get a mutual fund, but don't go to a bank -- banks generally sell only "load" funds. "Load" means that there is a front-end marketing fee that you pay.

Go to web sites like Morningstar, Fidelity and Maxfunds and use their funds selectors to find a decent "No Load" mutal fund to invest in. Generally, these investments can be made quite easily via mail.

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