How to invest money in a 10 year plan whith good money back that would give me more money for the money put in

You should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planni...
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetalloca...
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin...
http://finance.yahoo.com/funds/basics

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://flagship.vanguard.com/VGApp/hnw/...
https://ais2.tiaa-cref.org/cgi-bin/WebOb...
http://www.ifa.com/SurveyNET/index.aspx

Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)


529 plans: http://www.savingforcollege.com

Depends on how much your investing. The more you put in the bigger the return will be.

no sure thing with INVESTING. its gambling.

It depends on how much risk you are willing to take. If you want a sure return with no possibility of loss, there are a number of alternatives, and they depend on the amount of money you can invest. For example, you could buy a US government 10-year bond. At the end of 10 years you would have more money than you invested, and there is no chance of loss, as long as you wait the full 10 years. Or you could but a 10-year Certificate of Deposit from a bank. You could also invest in a simple bank savings account. In all cases you would get more at the end of 10 years, but the return would not be very high because it would be very safe.

Alternatively, if you are willing to take more risk, you could invest in a mutual fund, or a 10-year corporate bond, or a portfolio of corporate stocks. Each of these could result in a much greater return, but there are various degrees of risk, which means that you may lose some of your money instead of increasing your investment.

First you must understand that ALL investing involves risk. There is some chance that you will lose money so any answer has to be considered in that light. If there were a guaranteed way to invest your money, everybody would do it. The primary rule to remember is this: The greater the risk, the greater the return. So if you want to be very safe, you won't get a large return. If you are willing to take some risk, you can get a greater return.

That said, there really is at least one way to almost guarantee a return. Savings Bonds. There is very little risk that the U.S. Government (despite what some gloom and doomers say) will collapse so these are very safe but the return isn't very exciting.

You can invest in real estate but that usually requires a considerable investment, either to buy or, in the case of a house, repair or remodel.

Overall, the stock market is probably the best place to invest because of the diversity available.

A balanced portfolio is advisable however what constitutes that depends on you. My preference is to have about 60% in income producing issues and 25% in growth stocks while keeping about 15% in cash. My requirements, though, are likely not the same as yours. I'm retired and need the income. If you are a long way (over 5 years) away from retirement, then you can be more agressive.

Income producing issues (I avoid the term stocks although they are all traded like that) are either real estate REITs, stocks structured as REITs (energy), or bond funds.

Examples are: CIK, ACG, RAS, ZF, FRO, WTU, HYP, and PHY. All of these pay either quarterly or monthly and are structured as REITs (Real Estate Investment Trust). They all pay over 8%, some much higher.

To find out more about these, go to the URL and enter the stock symbol in the search field. When the page is displayed there will be many options of the left. You can examine the company PROFILE to see what they do, look at HISTORICAL PRICES to see what the stock price has done as well as what the dividend payout has been. The charts are also very useful.

put half in a bank CD for 5% and half in a market index mutual fund. The mutual fund should AVERAGE 8 % a year or more if you leave it in for ten years. And if it doesn't work out then the bank CD's will still be there to soften the blow.
Check Vanguard or Fidelity.
There is some risk with the Mutual Fund.

Your question is a good one but some more info about you is needed.

How old are you?

What is your tax bracket?

What are your tolerances for risk.?

Where did this money come from?

What are you going to do with this money in 10 years?

Any advice given without this info is not fair advice to you.

Buy the S+P 500.

http://www.wordhugger.com introduces "micro investing" where you can make as many investments of $60 as you wish, and write a paragraph or two about them. You own the page for exactly 10 years, and has a 100% money-back guarantee that you will earn revenue.

Open a brokerage account at Zecco and invest in Nintendo, Sony and Microsoft.