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How shall I invest my money?


I have just inherited some money (拢30,000) and I am unsure how to invest it. I live in the UK and want to put it in a high interest savings account.

Can anyone recommend the best one?

Try the company `Royal London` they have good high interest five year investment policies. Very good.

Your idea is best.Don't invest in hurry.

HSBC Premier Savings! A prestiges bank account for 拢30,000 or more

Waste of time investing in the UK - Do what I am going to do - buy a property in Bulgaria... I am looking at a 2 bed apartment for just under 拢30k...I am hoping it will be worth at least 拢100k in 5 years..

Firstly open a 5-7 year isa you cannot touch with sainsburys or alliance and leicester as they have the best interest rates at the moment. If you wish to invest in stocks and shares, wait for housing prices to drop as te market is unsustainable and mortgage lenders are giving 100% mortgages. A house is always a good investment, but again, wait as much as a year before investing in property as interest rates will continue to rise and so a year from now house prices will become cheaper.

Or like the lady above me mentioned, buy a property in Bulgaria. She said you can get one for 30 grand, true but buy directly from Bulgaria and cut out the middle men by using www.availablehouse.com. I bought a two bed for 5 grand, yes only five thousand there!

Surely mutual fund is the best

90 day accounts, property and bluechip shares are the three best investment ideas around.

Buy a share in a racehorse.

invest in property in countries that will soon be joining the EU

You can invest in Mutual Funds, or buy shares but mutual funds are the easiest and safest means on investment. Ask your friends on which mutual fund is doing good business in your country.

ok then here is a plan of action 4 u.
*First thing, dont put your money in saving account.
*Then check out Liquid mutual funds in the uk's financial market. This u can get through web or any finance newspapers. There will be many MF companies.
Select any of the top five liquid funds on the basis of their three year performance.(Any company will do but the fund need to have good track record over three years of time)
[A liquid fund is very consistent and better than saving funds.
More over they are very secure form of investment as compared to other investment avenues.]
The value of securing your investment comes first.

-the next step is very important so understand it carefully.
*Now u wait for a bad news. when ever u hear in news of your stock market crashing contact your AMC in which your liquid fund money is invested( ex:prudential ).
Talk to the sales manager of that AMC.
-Tell him that 'you want to invest in any one of the equity diversified scheme with more than 3 years track record.'
-Tell him to recommend one of the above category.
[ I m sure u will get a good recommendation as these AMC people are more than eager to give advices]
-Now you ask him to help you in transferring you investment in the equity fund ( you just need to fill a form for transfer ).

So first you be quick to put your money in liquid fund so that you start getting interest over that money which you already have and also u can exit quickly out of that fund.
But dont keep your money in liquid fund for longer duration.
In next 20 days whenever you hear of market going down transfer your funds from liquid to "open ended equity diversified scheme" of the mutual fund company.

So this the whole solution of your problem. If any more doubt on investing you can visit our blog http://intelligentinvestingminds.blogspo... and can get in touch or write to http://www.godmind.co.in

If you place your money with Sunshine Empire, you would be getting up to 300,000 pounds in returns, each month you would receive 7,200 pounds.

Check out more at http://www.sunshine-empire-holdings.com

Find yourself a fiancial planner that can help you sort not only through the investment universe but find what's appropriate for your personality. Note everyone can invest with the same amount of risk because everyone has different aversion to risk.

Find one that is a CFA (Chartered Financial Analyst)

You will probably have realised that most of the suggestions on this board are scams.

The answer on savings accounts is something like the Sainsburys internet account which gives approx 6.3% at present. A savings ISA 拢3,000 max this year will shelter you from tax.

For the longterm (5-10 years) and if you can take the risk of losing money you could invest in shares through a fund - possibly an index-tracker which has low charges and follows the stock market.

You would be better looking for advice on the Motley Fool www.motleyfool.co.uk or www.moneysupermarket.co.uk for savings or investments.

Good luck!

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