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Where should I invest my money?...? |
I have 25 thousand I would like to invest, for maybe 10 years, what will give me the most out of my money A lot depends on other personal financial factors, e.g., level of risk you are comfortable with, previous experience selecting your own investments, your age, do you have 6 months living expenses in savings for emergencies, and so on. Suppose you want to go for high-return low-risk, I would consider investing this money in Bonds for the Pakistani government, if they stay friends with the US. at the first sign of a cooling of the relationship, pull out. This will maximize your return in a low-risk method. 10 years gives you a lot of time and you can be very aggressive. My recommendations for anyone looking for good returns is building a portfolio that invest 50% in the USA and 50% in the emerging market economies. A lot of people believe that there are a lot of risk in emerging markets which is true but these economies are trying to be No.1 globally and i think the reward potential is much greater. Simple portfolio would consist Vanguard Total Stock Market (VTI) 50% and and 12.5% in each of these emerging markets , China (FXI), India (IIF), Latin America (ILF), Russia (TRF). If you think 50% is a lot in those emerging economies, you can always balance it to your risk tolerance. REITs w/dividends reinvested. I have been having very good results in a conservative Forex trading strategy. |
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