Where is the best place to invest $10,000 and make the most money in 4 months?

this is for a school paper I have to write in my critical thinking class. He gave us some choices of savings, stocks, gold coins or Cds. I am horrible when it comes to investing so I thought I would see if someone here could help me out.

I am a professional financial planner with 15 years experience. The only place I would ever put money earmarked with a four month time horizon is a money market instrument, preferably a money market investment fund. You have total liquidity, interest is paid up to the day you withdraw it (unlike a term deposit or GIC where you can be penalized for premature withdrawal) and the underlying investments are guaranteed by entities with far greater capitalization and security than a single financial institution. In a stock market trending downward, you will beat all the very best stock pickers over a 4 month period and if interest rates increase you can reinvest at that higher rate whereas with a CD or GIC you are exposed to interest rate risk (stuck getting a crappy rate when everyone else is getting higher one).

I assure you this is the only responsible way to invest the money despite whatever sterile academic perspective your professor may subscribe to.

You could try www.INGDirect.com. They have high interest.

Go with ETF's!

DIG
XLE
EEM
SDS

With problems brought on by inflation and the so-called recession, people are cutting back on expenses. That includes dining out, which is good for the Food Company stocks. They are due for a rise. They compensate for higher ingredient costs by raising food prices. Some pay high dividends. B&G Foods (BLS) pays 8%. Savings or CD's short term dividend rates are very low and subject to income tax, so you're left with nothing. With Gold, you are buying at the high. The food stock tghat I like the most is CPB (Campbell Soup), it's $32.50 today. Check it in 4 mos. and see if I was wrong.

Listen to John A, he's right on the money. 4 months is a very short time-perid and anything that woudl offer a higher return would be very high risk.

Can you do 6 months? If so, look at some of the 6 mo. CDs being offered right now. You can still get 5% guaranteed.

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