Looking to invest in something?

hi everyone im looking for some advice on investing. im looking to invest my money in something i dont want it to just sit there. i was thinking gold or silver but i figured its at its highest ever right now so it could be risky. im not looking for stocks its too much of a gamble i want something more stable because i dont really want to lose my money because i dont know what im doing when it comes to stocks. i was also thinking about buying land once the real estate market stops being crazy here in NY (i am in rockland county btw) what are your suggestions? how to i become an investor without being a gambler at the same time. should i forget the whole thing? currently i been dumping all my money into cd's but the interest rates are going down the last one i got was a 4 month 4.5% which is still better then just a money market account. please help me make a decision.

im not really in any position to own my own business. i just got out of college and been an auditor since then so i make a decent living i just dont want my money sitting around and collecting dust.

Great, start learning the basics of fundamentals and technical analysis so you will be more informed in your investments. Until then you can find all the basic info you need to learn on websites for free.
This site should give you a good start.
http://finance.yahoo.com/education

If your current/future employer offers an employee 401k plan. Invest up to the matching % of your employers contribution. If plan offers an election to invest in a money market fund you may want to invest in it until you learn more. Next invest in a Roth IRA up to the max allowed(yearly). If you then have more money to invest, go back to your 401k plan and invest the max allowed(yearly). So after you do all the above and want to invest more you should be able to decide how. Only invest money that you can afford to lose. Making some quick money is nice but if you lose it, it gets right ugly.

You may also think about ETF's instead of mutual funds, stocks. and options.
http://finance.yahoo.com/etf

Try what you learn on demo sites. They can be a very fun but educational way to learn from mistakes. If you pick 75% right with play money then you might be ready to start slowly investing.
http://simulator.investopedia.com/
http://simulator.zacks.com/
http://www.fxcm.com/open-free-100k.jsp
http://www.alpari-idc.com/en/metatrader4...
Or just google for more.

I use Lightning Strikes Trading System for trading in any time frame and it works on forex, stocks, bonds, etf's, mutual funds, etc... They have 3 free training sessions a week and you don't have to buy the software to join in the live chat and text. You can even watch some recorded past live sessions. Here are some past charts that I used.
http://f1.grp.yahoofs.com/v1/MB16R0zjjaZ...
http://f1.grp.yahoofs.com/v1/MB16RxjOUQt...
There are 7 indicators (2 short, 2 medium, and 3 long term) and if volume is reported another one is added (on balance volume). Plus whatever time-frame is used the 2 green horizontal lines are the support and resistance for that time frame. So when indicators are all touching the bottom price is at or very, very near support. At top is at or very, very near resistance. Which helps my entry/exits and risk/reward ratio.
http://f1.grp.yahoofs.com/v1/MB16R9Wv-wt...
http://f1.grp.yahoofs.com/v1/MB16R9wSKdV...
http://f1.grp.yahoofs.com/v1/QCt6R2fYIj6...
http://f1.grp.yahoofs.com/v1/QCt6R3R0VQe...
If you can not view charts above I can email them.

Here are my favorite sites.

http://stockcharts.com/
Has basically all you need from fundamental to technical terms. Plus stock screens, charts, public chart lists, and much more useful info.

https://www.fidelity.com/
Has good learning resources.

http://moneycentral.msn.com/home.asp
In addition to yahoo finance.

http://www.reuters.com/
For news and more.

http://www.marketwatch.com/default.aspx
For news and more.

http://www.valueprime.com/index.php
For rating stock risk/reward ratio and reports.

http://www.barchart.com/
For investing in more than stocks.

http://www.investopedia.com/
For more great learning tools.

http://www.lightninglive.com/
For best software timing your entry/exits any time frame for day traders and long term investors.

Others worth exploring.
http://www.equis.com/
http://www.stockta.com/
http://www.secform4.com/

Best Wishes,
Burt Whitley

Ever thought about a restaurant or a mortuary? People have to eat and everyone dies.

Invest in apartments. You'll get rental income, and once it accures more value you can sell it!

I know a company currently offering 24% annually without risks.

i have many program where the investor want to invest.
i offer you to invest for mining such as steam coal, iron ore, cpo. and others.so you're become an investor without being a gambler at the same time. more information pls send email to: jemy.bondan@yahoo.co.id i'll give you best information for investment.

It really depends on your risk factor and what you want your money to do. How long can you leave it alone and how much are we talking about? Feel free to e-mail me and give me a few more details and I will be glad to give you some better and more direct suggestions. Good Luck

Invest in Mutual Fund: These funds are a type of security that can be traded on the stock market, allowing shareholders to buy and sell shares in the funds. The revenue generated by purchase of shares is used by mutual fund manager to buy more shares of specific stocks, bonds, and other market securities and money market instruments.

Since the prices of the stocks, bonds, and other securities held by the mutual fund vary, the value of the fund changes. The average value of every share of the mutual fund is fixed daily based on the total value of the underlying securities held by the fund.

This involves the shareholders of a mutual fund directly with their investment as against those who just buy individual securities and observe as the prices fluctuate. http://debts-to-wealth.com/category/Guid...

How about lending it out on Prosper. You pick a loan and bid on it.

Try http://www.goldenbullstocks.com

Put your money in Belarusian bank. You will get a 13% rate of interest with NO RISK AT ALL because all deposits are state insured. No fees.
Put $10,000 and get back $18,424 in 5 years (compound interest).

For more details please email me at bestinvest@land.ru (with your Yahoo Answers nickname).

Good luck!