Where should i invest my money in prosper.com or gold or silver?

can you please tell me

and also can you please why i should invest in these.

I find gold to be less affected by fluctuations in the market. (They don't call it "The Gold Standard" for nothing.)

if your real good in cash keep looking % this means cash (401 ) k there's a lot web sites in making $$$$$$$$ so all i want is for you to be happy

Prosper.com is a business, and while I find John Cummuta very knowledgeable, I would not trust a company with my investment dollars. I would (and am) invested in 401K's IRA's and CD's.

I would patronize (spend my discretionary monies) with Prosper, but I would invest in the stock market. Nothing has outperformed it for the last 20 years.
Good Luck and Tallyho!

I do not know anything about Prosper.com but judging by the cover, it sounds like a get rich quick program.

I personally recommend gold & silver (but especially silver)

Here's the reasons, as our dollar weakens and the panic of economic instability rises, gold and silver become high in demand. Only recently (as in within a month) has gold become more profitable than silver.

In the past 5 years, silver has WAY been more fluctuate, volatile and profitable. I'll leave two links below as references.