I dont no what to do with my money.?

i have over 10,000 sitting in a savings account and it is not earnng me barely any money and i have no idea what else to do with it. What are some high reward, low risk investments?

i am 22 years old and i dont plan on using the money. i kinda want to put it someplace where it is earning me more money and i want to almost forget anout it

Very interesting question. There are many questions that you need to answer before an educated response can be given. The first question is - What is your age?
The answer to that question would open a floodgate of other questions. Please reask your question giving us more information about yourself.

Money Market. Talk to a banker to see what banks in your area have available Keep the risk as low as you can

You can get a higher interest insured savings account at emigrantdirect.com or hsbcdirect.com. 4.75% and 4.50% respectively. The money can easily be moved on demand to your current savings or checking account.

You can apply online.

In order to answer more completely I would need to know your age and the probability that you will need to use any of that money in the next 5 years.

You can let me invest it for u in the stock market and I can give u a guaranteed 10% and u let me keep the rest of the profits

No load monthly income funds yield about 8%, and are practically risk-free.

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If you need ready access to the money, put it in a money market fund. If you can leave it invested for several years or more, consider mutual funds. See www.mfea.com or mutual funds.about.com.