What's the ideal way to save smartly and become a millionare?

1st I apologize if this sounds superficial. But it is what I want...To be able to start and support a family in the future, buy a house, etc.(The American dream I suppose.)

I'm 34 and I have:
IRA
401K (I'm over maxing the match.)
Money in a savings/checking account(How much should I keep)
Money in a money market(pull every month from my bank account)
Very little stock investment
Less than $1000.00 in school debt
No credit card debt.

Ideally, I'd like to live not extravagantly, but well. Buy an occasional coffee here than there.

It's a tall order, but maybe someone has the glowing flashing bulb above his/her head.

Thanks.

having lived very frugally for years. I do get disability retirement, but that's it, and I pay my own medical. My youngest one just moved out, so my utilities bills are coming down and my cell phone (we were on a family plan together) is way down (she's in boot camp right now). When I did have a bit of extra money, I remodeled my home, like with good windows, roof, etc. This was a good investment (to lower energy costs). I just refinanced my home from 8.5% to 5%. At age 54, I doubt I'll be a millionaire, but with what little I receive each month ($1300), I manage to survive.

Live below your means, in other words! I think you'll do just fine ;) (PS now is the time to purchase that home, since it's a buyer's market).

visit library to learn what wealthy and wanna be wealthy do - read.
start with ' the millionaire next door'
'total money make over' d.ramsey.

will save u 1000S$ in hard lessons.