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I'm likely to hit the cash deposit limit on my ISA this year?


Aside from stuffing my savings account, what other investment options are there?

N.B. I'm likely to be made redundant shortly, so I'd like to avoid anything that requires large regular deposits.

Stocks and shares would be a good bet if I was you. The market is pretty low at the moment so it's a good time to pick up some good blue chips to hold on to. By the way, that's what I'm doing at the moment. The banks cant give me what I earned from the market! Try this website: www.moneyextra.com. They are quite good for research. good luck!!!

lucky you i can't afford a stick.

You could try a stocks and shares ISA and pay into it monthly. Go see an Indpendent Financial Adviser and they should help you further

Consider fixed-term deposit.

me, im doing premium bonds, you can get your money back quite quickly, and you could win the million.

ok, i could get guarenteed 5% from my online savings, but i will only need 1 拢50 win to match that.

You can put a lump sum into a longer term investment that you can draw a monthly income on to give you something to liv on if you are made redundant (which I hope you arent) our best bet is to go to your bank or building society and see a financial consultant who will advise you on longer term options. You have the potential to make upwards of 7% on your investment.

Safest investment is term deposit with banks.Next is good rated bonds of reputed companies.If you can take risk ,sharemarket gives ample opportunity.

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