Finances...?

Are they spread out? Or is everything under one roof? What do you think is better?

If you were apart of an institution that gave you the option of having your loans, credit cards, accounts, investments all handled in the same place would you take advantage? Why or why not?

I would say when you're younger (theoretically have less money) it's easier and a better idea to go all under one roof. This is likely to save you money as well considering you receive a benefit for doing your various personal finances with one institution (i.e. you get a lower rate on your credit card because you have a saving account at the bank you received your card from). Later on when you have more money involved in your personal finances it's probably better to look for the best deals in regards to loans and investments. This would especially be true when you're seeking larger loans such as car and house loans, but the financial institution you bank with does not offer competitive rates.

Depends on the interest rate and "points" offered. I take advantage of no interest, no payments for X months at different stores. My credit card(s) are based on points and interest rates same with my mortgage. My bank accounts are based on a company that offers no monthly fee, so its "free" banking as long as you follow the rules. So I have dealt with many financial companies over the years as my needs change and as their offers change. So I don't have a definite loyalty to one particular company.

yes the convenience - i do it is called a broker "edward jones"!!!