If a stay at home Mom has only investment income can you still invest in a Roth retirement account?

Investment income does not meet the income requirements for contributions to a Roth IRA.

However, if you are married and filing jointly (and are under the MAGI limits for eligibility to contribute to a Roth), you can essentially "piggyback" on your spouse's compensation to contribute to a spousal Roth IRA.

If the spouse's compensation minus any of the spouse's contributions to IRA's results is a positive number, then you can contribute that amount up to the $4,000 ($5,000 if 50 or older) maximum annual contribution limit.

Yes

No! Retirement accounts need to be funded with earned income,Investment income is considered unearned income.But if your husband is self employed then he can hire you to help with the business in some way you know paper work or whatever and then he can put you on payroll so that you make an earned income that will match your retirement account contribution.

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