What is the best investment to make with only $ 10,000.00 ?

I have ten thousand that I'd like to invest or, at least, be advised how to manage properly.

I am recently disabled with lupus, and my income is very limited. So, any advice is greatly appreciated.

Your expected return is closely associated with level of risk - the more risk you take on, the more potential return (or loss!) you can expect.

However, because your income is very limited, I assume that you're very risk averse, i.e., avoiding a big potential loss is more important to you than going for a huge upside potential. But I also assume you're searching for a greater return than the bank will give you with a certificate of deposit.

If your time horizon is less than five years, a money market account would probably be a good idea. It's almost risk-free (but not FDIC insured) and is now returning close to 5%. This might be a good place for you to park the money, especially if you might need to access it - you can quickly access funds at any time without any penalty.

If your time horizon is a little longer and you want to take on a little bit more risk, invest in an low-cost widely-diversified index mutual fund (like an S&P 500 index fund - try Fidelity or Vanguard). Please be aware that there are a wide variety of mutual funds available, and some can fluctuate wildly, so be careful to get into the right one. Good luck.

CD's?

Penny stocks.

any mutual fund is the safest. You could also invest in CD's. Make sure you ask your bank for their best interest rate.

check bank of america website ask them they have great interest rates for people that have large amount of money.

gold speak to a financial adviser

Real estates...Buy land n keep them wid u...dey price never go down...n never go for the stocks....Buyin Lands n houses are de best idea....

Carefull ! Anytime you invest it in anything you take the chance of losing it. Although my mom invested in stocks that were "Triple A insured or bonded" she said that way if the stock fell she wouldn't lose the money she put into it. The interest rate was something like 7% but they only last for so long & then you have to find another one. You have to do this through a stock broker. But I believe she was getting a 600.00 check every six months just from the interest.

With that limited amount to invest, I would suggest land or maybe some kind of rental unit that would maybe help you with an income. For instance a trailor. Land is not going to lose its value so even if you decided to buy a lot or two and resale them in a year or so, you should be able to double your money, should you decide not to try the rental property.
God Bless You.
Normally, I would suggest some kind of cd or annuity because of the accumulative interest but with your health situation, you do not want your money tied up for long period of time. Land or rental
property would be more practical for you. Also because of the amount you have to invest.

I would consider how much risk you want to take on. Generally the higher the rate of return the greater the risk.

Be aware that property prices can indeed fall and any study of history will show you that. Over the last 10 years property in many parts of the world has done well though. Keep in mind that owning a property can be a lot of work and responsibility and compared to shares, property is rather illiquid.

It would probably be worthwhile to get a couple of investments going as all investment has risk and you don't want to loss everything if things go bad.

Any investment is based on risk and reward, so the real question is how much risk you are willing to take with your funds.

If you are willing to risk, say ten percent of your capital in an investment, then you want to choose investments that will at least produce ten percent or better, assuming the investment has a good track record.

You should never risk more than you reasonably expect to make, so if your investment lost ten percent, then you need to be able to close out your position without feeling a need to ride it out (and risk more to make less).

This depends entirely on your appetite for risk.

First thing to do is pick an "asset allocation" that works for you. Then you'll know what you need to fit your goals and risk tolerance.

I am also disabled. If $10,000 is all you have than "principle protection" may be your only goal (FDIC Insured Savings accounts, GMACBank.com, INGDirect.com or HSBCDirect.com).

I managed to save and a number of years later started to slowly invest. Best of luck. Don't Gamble!!!!!!!!!

First I want to ask you if you are already have insurance cover?
It would be greatly advised to invest a little portion to protection insurance. Next invest yourself with permanent portfolio. 25% of the fund to stocks,bonds,gold and cash. Do advise your FA on how to do with it.

You are going to have to divide your money into about three different categories. First figure keeping 2 or 3 thousand of that in your bank account ( not making much, but there for emergencies)
Then go to a Fidelity website, get a phone numb for a rep...and explain EXACTLY what your situation is.....you'll be looking for at least two different investments (in mutual funds).....One: something BIG and SAFE ( over half your money)...two: an international fund ( that will return more, faster)
If you think you can handle it yourself, try E-trade ...but you're better off with a personal advisor.
Investing and funds are sort of explained at:
http://moneycentral.msn.com/beginnerguid...

Oh, I thought you were wanting a hot stock tip and I was going to say LFC, because the China Life insurance company was going to be listed on the Shanghi exchange starting Tuesday and the price is already jumping. But with the further details, don't do it, or if you do, be sure to get back out fairly soon, the euphoria will fade.

What you need are some good, long-term investments. That is what the S&P500 and the Dow Jones Averages are designed for, steady growth by the selection of really good companies. You can buy into them fairly easily these days: DIA (commonly called "diamonds") does the Dow Jones Industrials and SPY (commonly called "spyder") does the Standard & Poors 500. When looking up these exchange traded funds (ETFs), look up DVY and NY too. DVY buys 100 good dividend paying stocks and NY buys the biggest (by market capitalization, the price per share multiplied by the number of shares outstanding) companies on the New York Stock Exchange.

After reading about them, go with what feels comfortable. Don't go trading stocks based on tips, especially from flakes like us, and don't get greedy with fantastic claims by newsletters. Take it easy and good luck.

put most inhigh yield interest savings account- capitalonesavings.com, emigrantdirect.com- conservative investment that still is more than inflation

put some in stock market- S&P 500 stocks

to earn extra income check out my profile and join the free sites, good luck

I would reccomend you to do Forex trading as it will give you good profit. You can open a demo account for free and see for yourself how you can make profit. Once you are comfortable with trading then invest.
Check the website for details

http://money-review-site.com/investment....