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We had too many investment homes and now having problems w/ payments.Any advice beside going into forclosure? |
I don't like to go into forclosure or file bankruptcy. I want to know if there is another way out without affecting my credit. Contact your lender(s) to see what your options are. Try to avoid going into bankruptcy at all costs it stays on your credit report for life. i would try to sell the homes as a first option if you can not get a buyer try refinancing. Best of luck. You could consider selling a Land Contract or AITD to someone. There are risks, however. You would need someone to help you in minimizing those risks. If at all possible, reduce your pricing and sell them, even if you walk away with no equity or a loss. Its better than foreclosure and every month you hang onto them is more money out the door. If you cant afford them, you may wan to try and sell quickly. Price them to sell. Greed is what fueled the market and is now what is causing people to lose their homes. Welcome to the bursting of the housing bubble, hope you are prepared for the results. |
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