Advice on investment other than property?

Lets say I've got circa 拢100k to invest. Does anyone have any sensible advice on how to invest it for a good return that doesn't involve property? Thx.

I'm thinking of circa a 5 year investment? Might also consider something high risk as I don't have a family at the moment

Fine art.
Good luck.

The first thing to do is use your ISA allowance, I know its only 拢7k but at least that much is tax free.
The rest depends on your attitude to risk, I would suggest consulting a IFA. Make sure its an independant financial adviser, not one tied to a specific company. Their services are usually free as they get commission from the products you buy

I think you need to provide a bit more info. to get a sensible answer. For example, how long do you want to invest it for, and what is your attitude to risk? Do you need any income from the money or can any income be reinvested?

Hi,

Wow, 100K lucky you!

I was always taught that you should spread you risks so some in property, some on the stock market some in cash (ie ISAs) and some well proteced in Government bonds.

If it was me I'd probably max out my annual ISA allowance mini and maxi, buy some blue chip stocks, 20K in bonds and the rest in property.

Good luck and have fun investing!

i would always start with a Financial Adviser if you are new to the investing game. If they work for a big organisation like Legal and General the charge comes out of the interest you make and it is well worth it. Small risk ie: Life distribution fund (8.7%) medium risk: Life property fund (11.5%) high risk: u.k. smaller companies(17%-37%) give or take. good luck

Well...do what I do...use your ISA allowance every year (it's only 7000 but the interest are paid tax free)...and open a 5 year Bond with the remaining 93k...they are free of risk and the return is paid monthly into your nominated account and it can be as much as 5% net (that is what I am getting anyway...with HSBC)
Good luck and well done on your capital....let it work for you!!

go make an appointment with a financial advisor, in one of the large banks if you in Uk, I went to Halifax and there was no pressure, and very good advice, they invest your monies in units and do all the work for you, so then you can site back and enjoy your monthly interest.

well, congrats on the dosh!

i would (and am) start looking on the stock market for some CHEAP shares now that its taken a battering.

You might want to speculate on the HK Exchange on share No. 3223, 939, 728, 857 and 2328. (remember you have to buy in lots, not single shares like in the UK)

Given the strength of the GBP against the HKD, you do have a buffer (based on past rates) of around 8-10%.

i would wait till the HKE opens at 0200GMT and see what happens and then execute the orders around 0730GMT, just before the markets close. i think the market will start to recover in the morning ..

'try it, you might like it'....GOOD LUCK!

If this is all of you money to invest, then you should strongly consider diversification and liquidity. Make sure you can spread out the risk and make sure that you can take your investment out within a reasonable amount of time when you decide that you want to pull it out. A 5 year investment does give you alot of options, but why only 5 years? If the investment is doing well and you believe it will continue to do well, will you keep it in the investment?

Metals i.e. steel, copper, tin etc not the regular like gold and silver. Invest in some eastern european or asian company.

Land, lots of it but that would buy a piece in the corner/so invest it somewhere safe but if you choose shares then they can go down as well as up

tesco shares ther are like doing amazing in the shares market....or mobile phones

Utility stock, power, gas, water telecommunications, even satellite television. All are steady performers and not likely to go out of business.

At present they are still saying Gold and precious Metals...

Buy a mountain. This may seem ludicrous but eventually many places will be under water so they will need somewhere to stay so ummm rent out some places on the mountain. I'm not taking the piss here lmao x

The first thing I would do is buy 拢30,000(max. allowed) of premium bonds,with average luck you should win 13 times a year.All winnings are tax free and there is always a chance of a 拢1,000,000 win.

go for a no risk bond most of them are for 5 years or more you should get a good return with that kind of money go to the natwest bank they will sort you out

short term investments are isa, art can be good, but need to buy at the right price, and as you only want a 5yr investment, then maybe not right for you, if you have the money then best short term investment at the moment would have been the new Alfa romeo sports car, but they have all been sold, any limited edition top sports cars are a great investment as you can sell them for an instant profit providing the manufacturer doesn't put any condition's on you.

Unit trusts. i recommend the Coop Insurance Society's Sustainable Leaders Trust. not only is it one of the leading performers in the UK, it is also a totally ethical investment.

CIS can invest the first 7k in an ISA, and put the rest into a standard unit trust. They also have other funds, but I think the sustainable leader is the best.

Are you looking for a date? ;-)

art, you can buy picasso scetches for cheap

and do some reserch you can make millions by buying direct from the up and comming artists

art art art it is a way of making cash fast and bigger cash slow and no overheads

By far the safest investment in UK for even a small amount of money, is Income Bonds. These are available from your local Post Office and are backed by the Treasury (Bank of England). The rate of return is modest and is the same as the BofE 'rate' = 4.5-5% at present. The income from your investment is subject to tax, which is set at 20% at present. This could change in the Budget which is due to be announced in the House of Commons on c25th March 2007.

Income Bonds are not an exciting investment but they are very safe indeed and have a Bank of England and Treasury 'Guarantee' - You will NOT lose your capital investment. The rate of interest is much more likely to go up than down as the BofE seeks to control the rate of inflation in the economy at large.

The maximum holding in Income Bonds is 拢1-million, but this could change.

The income earned from your bonds is paid monthly into an account chosen by you. You can cash in your bonds any time, but if you choose to do so before the stipulated interest period, you will lose any interest you may have earned for that month. Read the small print, etc.

Your LIFE.

if u wan know how Please, contact me.

Isa is good and u can chose a high risk one
Shares
But in general it is best to buy property :)

Antiques and collectibles can bring up to a 300-500% profit margin. This is a definite good investment.

Gold more than retains it's value. 'New' art is a minor risk if you are well-informed.

Big risk but big profits available from shares in BIG companies whenever share prices go way down.

Always spread your investments.

Antiques.

Only a thought, but if I had lots of money I would buy art works.

The stock market ALWAYS goes up in the long term.

Since the market is on a bit of a downer at the moment a sure way to make a smallish but fairly safe return would be ISA's at the moment. If you are looking something a little more long term I suggest water and platinum as these are projected to rise greatly. Maybe a little quick with only five years though. With that time period for a high return you are looking at taking a fairly high risk.

I think gold is a good investment,