I need to take a $40,000 personal loan, which bank has the best interest rate for this type of debt?

I need it for investment purposes overseas, if there is a better option outthere please share it with me. P.S. I do not own a house, do not have a collateral but I do have have good health, steady income and A+ credit. thanks for your help.

For small business loans or personal loans you may try following P2P - Peer to Peer (or Person to Person) sites:

They are simple and many individuals will loan you money at an interest rate you can afford.

To know more visit the link below:
http://en.wikipedia.org/wiki/Person-to-p...

Following is the list of Site / Organizations where you can
seek your money need.

1. you can seek money from
www.Propsper.com.

2. http://www.virginmoneyus.com/PersonalLoa...

3. http://www.lendingclub.com/

4. http://www.zopa.com/

5. https://www.fygo.com/

6. Coming soon:
http://www.loanio.com/

Please note that you should provide a good, honest and detailed reasoning about Why you need money and how and when will you replay it.

Finally here is a nice article with some reviews.
http://reviews.cnet.com/4520-3000_7-6530...

Good Luck.
-N

Most banks don't make personal loans anymore.

Try a credit union or credit card with low interest.

That is a lot to ask for an unsecured loan - and investing with borrowed money is inherently risky.