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Can anyone recommend a good Buy to Let Mortgage bank?


I am looking to buy a flat to let out - can anyone recommend a bank or lender who will do this for a reasonable rate at 90% loan to value.
Thanks.
Any other bits of info on investments or good investment companies would go amiss either. Thanks
UK only!

My Buy to let Interest Only mortgage is with Platform Homeloans... Searched high and low 3 years ago and got a 0.2% above base rate tracker for the life of the mortgage, with the option to add to my protfolio on the same mortgage deal upto the value of 拢1 million total investments, at the same rate.
Cant recall the exact deal, but with specialist interest only buy to let mortgages, companies will only lend the amount based on the potential rental income of the property. We had to get a surveyor to agree that we would likely rent it for 拢450, and it needs to be 125% of the cost of the actual monthly repayments. That was 3 years ago, and things may have changed, so shop around.

Regarding Platform, I am really happy with this company.

Chase

Aussie homelones

I suggest you speak to a mortgage broker. There are many implications about buy to let, including tax and insurance.
Mortgage brokers can advise you on the best way to do things and usually charge a one off fee of around 500. But you do get the best deals and you can speak quite openly about your plans.

Speak to an independent mortgage broker who will search a panel of lenders for the best deals available to you, advice will be free from a reputable broker. Bear in mind that some mortgage lenders expect your rental income to be 110% to 125% of your mortgage payments such as the Abbey. Check the area that you are thinking of buying in to see if there is a market for rental properties and shop around at letting agents for prices for management of the property and any advice in that regard.

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