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What would be a good investment?


I just sold my house for 拢130,000.00 and Iam thinking to put it in investment but I don't know what would be the best investment that I would not regret in the end. Shall I put it in the bank for a term deposit? I would really appreciate your answers. Thank you very much!

Where are you going to live? Dont you need to buy a new house?

beanie babies would be a good investment

Real Estate ..........put it back into the RE ............

Cheers ...........

big AL said it all

the best is always property

Real Estate is always the best way to go.

Depends on your attitude to risk really and how quickly you want to be able to access it. Property does tend to give good returns but if interest rates rise further it might impact the market.

You probably want to put as much as you can into tax free savings plans (I forget what the equivalent of ISA's are called now).

With the amount of money that you are talking about, you should probably get some indapendant financial advice from a qaulified proffesional.

Look after it, it sounds alot of money but,as we all know it`s not really nowadays.

Be careful not to put it into one of those accounts where you end up losing money because you get taxed on it!!!!!!

If you were to invest in something, I wouldn`t use all of it as you never know when you could do with some spare cash.

Perhaps invest in several things??i.e. a holiday home that can be rented out when you are not using it, or, is there something you always wanted to do but, never did???
Whatever you use it for, I hope you get a very good return on it and of course, keep a little just to have a great night out with too!!!!!!!!!!!!!!

Send it all to my organisation ... Caring And Spiritual Humanitarian. That way you really reap the rewards when you go to heaven!!!

Make out a cheque to C.A.S.H. and I'll give you the P.O. Box address later.

Or if you want to be a capitalist and go to the big bad fire, merely invest in property!!

the best answer is to create a diversified portfolio of investments based on your risk tolerance and when you will need the money. if you are young and aggressive, stocks bonds, reits, and precious metals, if older bonds and conservative stocks. real estate is great if you can find a rental with good positive cash flow and you buy it for a bargain. Most people believe real estate is a sure thing but you can lose a lot of money in it just like stocks if you buy at the wrong time, wrong location, or at the wrong price.

My favorite stocks right now are China Life Insurance and Suncor and my favorite bond fund is Debt strategies Inc

Real Estate, You don't lose out with that investment. Especially if you invest in a booming area.

Land and real estate is the best,prices are always going up in value and you can get a even better deal eg. if a house has been burnt out it is cheaper to by the property with the burnt out house than if it was just a land mass,you have a bit of money to work with,just don't go out and try someone elses fortune eg. there is lots of vine yards popping up,it can work and also fail on you as there are to many out there nowdays,choose wisely,and it could even work out to be better to invest offshore,in another country that is well developed but the pound has 3 times the value of another country eg. New Zealand.

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i am live user...

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Invest in e-gold. All you have to do is open an e-gold accound fund it through me-gold.com and invest it.

Hi
The two best investments are Property and Shares. With property you could buy 2 Apartment's and let them out, where the rental income will pay for any extra loans you will have and the property's should increase in value at about 10% each year. With shares you would need expert advice but done right they can produce 10%+ each year depending on your time horizon.

To be honest I'd say property too.

拢130,000 would divvi up into 拢10K bundles quite nicely which would be pretty much enough for a deposit on a buy-to-let mortgage for a place that was around 拢70K to buy. That wouldn't get a lot in England but if you took a cheap flight you'd find yourself in Scotland and that kind of money would get you some not bad 1-2 bed flats that didn't need any work.

I say Scotland as the market up here is a bit more stable (I feel) and growth isn't or hasn't been as rapid. The upshot of this is that down South there is some longer term worries over a crash in house prices (mainly around London area) and since the Scottish market hasn't seen such a steep climb in house prices, the market is seen to level off in the future rather than crash.

Basically, your 拢130K investment would turn into assets worth 拢910,000 if you bought 10 拢70K houses/flats and with a growth rate of even say 10-15% pa thats a hell of a lot better than any savings acct with a bank or building society.

However, if your after something a bit more riskier but with higher rewards I'd seriously look at the same model as above but in Romania, Poland and Bulgaria due to their position with the EU.

Downside - TAX! CGT (Capital Gains Tax - currently at 40%) - speak to an accountant but the best thing to do is to set up a company to do all this (simple and only for around 拢200).

You can't avoid tax (legally) - you just need to get yourself in a position to pay as little of it as possible and for this a company is best.

Hope this helps!

Your children if you have any. Further education. Starting a social enterprise. Where do you live now? Don't you need a new place?
Or just don't invest it and do what you have always wanted or help someone you know do what they always wanted.

A Beginner's Guide to Investing
If you're new to investing, it can look pretty complicated. But it doesn't need to be. The editors at MSN Money have put together A Beginner's Guide to Investing to take you, one step at a time, from determining your investing budget, to deciding what to buy. Start putting your money to work.

http://moneycentral.msn.com/investor/beg...

Invest in the one investment that you control 100% -- yourself. Buy a book, take a college course.

I suggest the LSE (London Stock Exchange)

I would advise that you do not put all the money in a single investment as that would mean putting all your eggs in one basket.

Put 拢4000 (the maximum) every year into mini cash ISAs, for tax free income.

Put the rest into 5 or 6 equity income unit trusts, having a good truck record and low charges. You will get professional management, rising income and peace of mind.

If you like to try your luck or skill on the stock market, keep back about 拢10,000 and buy 3 or 4 blue chip shares. Take your profits from them and reinvest when you see the opportunity.

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