Do you know of an investment program that pays high interest and are risk free?

a high return investment that also offers guarantees for your investments that i will not be lost similar to bank guarantees offered by the fdic?

No. And don't trust anyone who promises they have just the investment for you. There are many scams out there.

NO! They do not exist, don't kid yourself.

Dankman3 is right. High return and riskfree do not coexist.

The highest rates that are guaranteed by the FDIC or federal government are going to be around 5%. You can try HSBC, ING, or buy T-bills from the U.S. government at treasurydirect.com.

No such thing. Riskier investments promise higher rates. Less-risky investments don't have to.

There is none like that

Of course not. No investment program is centered on interest anyway. Growth from equity is the only method. You can get guranteed min returns in some annuity-like programs but have huge expenses and are only for suckers. You are missing a good market worrying about pipe-dreams. Invest now! Money in bank guaranteed loser after taxes and inflation so not safe at all.

As everyone else says, there is no such thing. Even low interest rate returns have risk (such as the risk that the interest rate received does not keep pace with inflation.)

As the two sure things in life are death and taxes, you could consider investing in one of these areas. Specifically, viaticals (life insurance contracts on terminally ill) or life-settlement contracts (same thing except for not on terminally ill.) I AM NOT at all involved in the selling or promoting of these kinds of investments, but they do exist and, as long as you can keep up with the cash flows (you have to maintain the insurance policy for as long as the person remains alive in order to collect on the settlement value), they should provide you a better return than other conventional low-risk investments.

Again, these are not risk free.
1 - Risk that the insured lives longer than expected by the actuarial tables (life expectancies here in the US are actually being adjusted downward due to obesity/diabetes)
2 - Risk that the insurance company goes belly-up without maintaining sufficient collateral for their policies (this can be pretty well controlled through both diversification and by selecting policies underwritten by top rated insurers)

I'm not sure what the transactional costs are for these and that may certainly affect the decision, but these may provide the risk/return blend you're after. Just an idea to consider...

Yes, I know of a program that not many know about:
Many banks use the money that you give them to buy your CD and then buy government tax lien certificates.

They are 0 risk and have huge rates of return. Learn more about them here:
http://bstsystems.taxliens1.hop.clickban...

stock options are not necesarilly risk free but they will limit your loss to whatever you are confortable with yet may have unlimited growth