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What are the responsibilities of investment department in commercial banks? |
What are the responsibilities of investment department in commercial banks? An investment department at a commercial bank is responsible for monitoring the activities of its reps who are selling non-traditional bank products. Examples of some of these products are Mutual funds, annuities, stocks, and bonds. Some commercial banks will only allow their reps to sell mutual funds and fixed annuities, while others will allow them to sell individual stocks and bonds as well. To avoid liability the investment department must maintain a clearly defined separation between the traditional bank products, (ie. cd's, money markets, etc) and investment products. |
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